Life Insurance 101: Top answers for frequently asked questions

Life Insurance Frequently asked questions

If you’re new to life insurance then you’re in the right place. If you have questions that are not listed here please contact us and we will be happy to assist you. You can also read more about us.

Life Insurance Frequently Asked Questions

Don’t see an answer to your specific life insurance 101 question? You can browse our articles by category.

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What is term life insurance?

Who are the best life insurance companies?

What life insurance health classification am I?

How much life insurance do I need?

How long is the Life Insurance approval process?

How does family health history affect my life insurance rates?

What are the reasons for life insurance?

Do I have enough Life Insurance?

How long of a term do I need?

What’s the difference between Term and Whole Life Insurance?

What is Infinite Banking?

How to choose a beneficiary for life insurance?

Is it cheaper to apply through the actual life insurance carrier?

How do I pay for my life insurance policy?

I’ve had some health issues. Can I still get Life Insurance?

What do life insurance companies consider “tobacco use”?

How do I prepare for a life insurance exam?

What do life insurance medical exams test for?

How much does life insurance cost?

How do life insurance agents get paid?

Should I buy life insurance on my children?

What Life insurance riders are available?

Is life insurance taxed?

What is the difference between fully underwritten and no exam life insurance?

What other types of life insurance are available?

Besides term and whole life insurance there are other types of life insurance products available. It is good to know what your options are so you can tailor your life insurance policy to your specific need. More info is available in our article on the most common types of life insurance. The other types of life insurance you need to be aware of are:

Universal Life Insurance:

Business Owner Life Insurance:

Guaranteed Issue Life Insurance:

Return of Premium Life insurance:

Still have a question? Please leave any comments or questions below.

28 comments... add one
    • TermLife2Go


      Thank you for stopping by TermLife2Go. However, you will need to contact your insurance company directly to set up online payments.



  1. kathy d

    Dear Sirs,
    I have insurance with Foresters.The policy number is 8XXXXXXXXXXXXX
    I will wait to hear from you.
    Sincerely yours,Kathy

    • TermLife2Go


      You’ll want to contact Foresters directly at 800-828-1540, they should be able to assist you with all of your needs.



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