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Top 10 Best Final Expense and Burial Insurance Companies

We list of our favorite companies offering small cash value life insurance policies perfect for …

Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using.

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength.

Top 10 Best Permanent Life Insurance Companies

Our list of our favorite cash value life insurance companies. Permanent life insurance has many benefits, including…

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A few of the dozens of life insurance companies we represent:

American General Life Companies
Banner Life
Principal Financial Group
Trans America Life Insurance Company

Protective Life

No Medical Exam

At TermLife2Go, we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for no medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a no medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might save you money once your lab results come back. And a no medical exam life insurance approval is fast, with some approvals in 15 minutes.

Fully Underwritten

A fully underwritten life insurance policy requires a life insurance medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on multiple factors, including your labs. An accompanying physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals, the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-8 weeks or longer. The main advantage of fully underwritten compared to no medical exam is the premium is typically lower. But consider the advantages of no exam vs taking an exam.
Top 10 Best Life Insurance Companies for Seniors
Life Insurance for SeniorsYour specific need, health and lifestyle influences which of the different life insurance companies we recommend from the dozens that we offer. When we recommend a policy for a senior citizen, we consider…
Key Man Life Insurance: Best Tips and Strategies [Sample Rates]
key person life insuranceIn the following article we will discuss key-man life insurance: what is it, who needs it, and how to find the best price available. We will also briefly touch on the potential tax ramifications to a business that receives proceeds from key man insurance…
8 Types of Life Insurance Policies-Which is Best for You?
types of life insuranceWhile there are many hybrids of the following types of life insurance options, we have focused on the core products. The following list will break down eight of the most common life insurance policy types, as well as…
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Top 5 Best Indexed Universal Life Insurance Companies
Top Ten Best Reasons to Consider Indexed Universal LifeWe have put together our favorite indexed universal life insurance companies and policies for 2017. In addition, we list the main IUL pros and cons as we help shed some light on this great financial tool for building wealth.
The Best Cash Value Life Insurance [13 AMAZING BENEFITS]
Cash Value Life Insurance13 Amazing Benefits of Cash Value Life Insurance. Discover the many benefit of cash value life insurance along with why no one should blindly follow the tired mantra “buy term and invest the difference”. …
Term Life vs Whole Life Insurance Calculator
whole life vs term insuranceBefore making a decision on the best policy for you it pays to know the difference between term life and whole life. We give you a breakdown of what is term life and what is whole life and compare the pros and cons of each, including…
Top 10 Best Disability Insurance Companies
individual disability insurance companiesWhen young, we are 4 times more likely to suffer a disability than die. But there is a way to provide income replacement if you suffer a disability so you can keep your home and retirement in tact. Learn more about the best individual disability insurance companies.

About Us

TermLife2Go is a DBA of CLEARLINK Insurance Agency LLC focused on providing value to our clients in the form of knowledge and expertise. We diligently research all exam and no exam life insurance companies, uncovering the unique niches offered to provide the best value to our clients.

We are an independent agency comprised of seasoned life insurance professionals licensed in all 50 states. Each agent has personally written thousands of life insurance policies. Our job is to serve you to the best of our ability with service second to none.

You don’t have to be a millennial or computer geek to get cheap life insurance online. We serve our customers by staying on top of the latest trends and innovation in the insuretech marketplace so we can provide superior service and products to our clients, as we draw from a deep pool of different life insurance companies and policies offering both conventional and accelerated underwriting.

So what are you waiting for? Please browse through our hundreds of life insurance articles or call us today to speak to a life insurance professional about your specific goals and objectives.

Our Mission Statement

To empower our customers through knowledge and expertise so our clients secure the best and most appropriate insurance coverage available providing peace of mind to our clients and their loved ones.


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