How much does life insurance cost?

The average $250,000 term life insurance policy for a 30-year-old costs about $160 in annual premiums ($13.33 per month). Unfortunately, most people incorrectly assume life insurance costs three times more. So how much cash will you shell out for your life policy? That depends.* .nqwgt-WNLk-quoter_request{font-size:15px;margin:0 auto;border-radius:3px;background-color:#e0eeee}.nqwgt-WNLk-quoter_request .nq_body{padding:15px}.nqwgt-WNLk-quoter_request.nq_widget_width{width:350px}.nqwgt-WNLk-quoter_request label{color:#333;display:block;font-size:15px;margin-bottom:4px}.nqwgt-WNLk-quoter_request select,.nqwgt-WNLk-quoter_request input{background-color:#fff;border:1px solid #ddd;color:#777;font-size:14px;font-weight:400;border-radius:4px;margin:0 0 13px 0}.nqwgt-WNLk-quoter_request [...] Continue Reading

The 5 Best Individual AD&D Insurance Providers

Best Overall Fast claims processing Solid financials Compare Quotes Most Comprehensive $500,000 policies available Zero consumer complaints Compare Quotes Most Diverse Diverse coverage Strong financials Compare Quotes Most Innovative Innovative Coverage for 65+ Compare Quotes Most Affordable Value pricing Great availability Compare Quotes Which companies offer the best AD&D policies? Below is TermLife2Go’s list of [...] Continue Reading

What Are America’s Most Popular New Year’s Resolutions?

Are health and fitness goals on your list of resolutions this year? You’re not alone. These goals consistently top lists of most common New Year's Resolutions each year. And why not? After turkeys, candy canes, and pumpkin spice lattes (oh my!) over the holidays, most folks could use a little belt-tightening when it comes to [...] Continue Reading

The Best Individual Short Term Disability Insurance

There are thousands of companies offering individual short-term disability coverage. Here are TermLife2Go’s top five. Best Overall Easy application process Fair claims process Most Proactive Fast online claim process Fair claims process Best Policy 3 individual plans Many specialized riders Strongest Financials Company founded in 1860 Impressive financials Best Rider Menu A variety of no-cost [...] Continue Reading

3 Main Types of Life Insurance Policies: Which Is Right for You?

Feeling overwhelmed about life insurance? That’s understandable. It’s an emotional topic with lots to consider. How can you navigate this complex world and get the coverage you need without losing sleep? Learning more about the different types of life insurance policies is a great place to start. Instant Life Insurance Quotes State: Alabama Alaska Arizona [...] Continue Reading

Colonial Penn Life Insurance Review

A guaranteed acceptance whole life insurance product might be a good fit for seniors with existing health issues, though payouts are significantly lower than average. A- (from A.M. Best) No Exams Guaranteed Approval Fixed Rates Low Death Benefits Limited Availability Get A Quote If you’ve ever found yourself channel surfing during the day, then you’ve [...] Continue Reading

The States with the Most Holiday Stress

Do last-minute gift buying, traveling, and entertaining threaten to turn your holiday spirit from jolly to jaded? Then there’s wrapping up any big projects at work before the end of the year (and wrapping up presents) during shorter, colder days to accomplish it all, and the holidays become a recipe for more than just good […]

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State Farm Life Insurance Review 2018

This strong, customer-focused home and auto insurer also offers a wide variety of life insurance products. A++ (from A.M. Best) Plentiful Choices People-Centric Financial Stability Strict Underwriting Get A Quote .nqwgt-WNLk-quoter_request{font-size:15px;margin:0 auto;border-radius:3px;background-color:#e0eeee}.nqwgt-WNLk-quoter_request .nq_body{padding:15px}.nqwgt-WNLk-quoter_request.nq_widget_width{width:350px}.nqwgt-WNLk-quoter_request label{color:#333;display:block;font-size:15px;margin-bottom:4px}.nqwgt-WNLk-quoter_request select,.nqwgt-WNLk-quoter_request input{background-color:#fff;border:1px solid #ddd;color:#777;font-size:14px;font-weight:400;border-radius:4px;margin:0 0 13px 0}.nqwgt-WNLk-quoter_request input{padding:6px}.nqwgt-WNLk-quoter_request .title_custom{background-color:#2483d0;border-radius:3px 3px 0 0;color:#fff;font-size:20px;padding:15px 0;text-align:center}.nqwgt-WNLk-quoter_request .nq_btn{margin-top:5px;color:#fff;background:#2483d0;display:inline-block;margin-bottom:0;font-size:17px;line-height:130% !important;text-align:center;vertical-align:middle;cursor:pointer;border-radius:3px;cursor:pointer;font-size:16px !important;font-weight:400;padding:16px 24px !important;text-transform:uppercase;width:auto;border:0;height:auto}.nqwgt.nqwgt-WNLk-quoter_request .nq_headline_bg_color,.nqwgt.nqwgt-WNLk-quoter_request.nq_headline_bg_color{background-color:#2483d0 !important}.nqwgt.nqwgt-WNLk-quoter_request .nq_headline_text_color,.nqwgt.nqwgt-WNLk-quoter_request.nq_headline_text_color{color:#f3f3f3 [...] Continue Reading

AFLAC Life Insurance Review 2018

This financially stable insurer is a solid choice for employer-offered supplemental life insurance for adults and children. A- (from A.M. Best) Trustworthy Stable Fast Claims Individual Life Get A Quote .nqwgt-WNLk-quoter_request{font-size:15px;margin:0 auto;border-radius:3px;background-color:#e0eeee}.nqwgt-WNLk-quoter_request .nq_body{padding:15px}.nqwgt-WNLk-quoter_request.nq_widget_width{width:350px}.nqwgt-WNLk-quoter_request label{color:#333;display:block;font-size:15px;margin-bottom:4px}.nqwgt-WNLk-quoter_request select,.nqwgt-WNLk-quoter_request input{background-color:#fff;border:1px solid #ddd;color:#777;font-size:14px;font-weight:400;border-radius:4px;margin:0 0 13px 0}.nqwgt-WNLk-quoter_request input{padding:6px}.nqwgt-WNLk-quoter_request .title_custom{background-color:#2483d0;border-radius:3px 3px 0 0;color:#fff;font-size:20px;padding:15px 0;text-align:center}.nqwgt-WNLk-quoter_request .nq_btn{margin-top:5px;color:#fff;background:#2483d0;display:inline-block;margin-bottom:0;font-size:17px;line-height:130% !important;text-align:center;vertical-align:middle;cursor:pointer;border-radius:3px;cursor:pointer;font-size:16px !important;font-weight:400;padding:16px 24px !important;text-transform:uppercase;width:auto;border:0;height:auto}.nqwgt.nqwgt-WNLk-quoter_request .nq_headline_bg_color,.nqwgt.nqwgt-WNLk-quoter_request.nq_headline_bg_color{background-color:#2483d0 !important}.nqwgt.nqwgt-WNLk-quoter_request .nq_headline_text_color,.nqwgt.nqwgt-WNLk-quoter_request.nq_headline_text_color{color:#f3f3f3 [...] Continue Reading

Best Life Insurance Rates by Age [With 10 Charts]

Lots of people put off getting life insurance due to cost but protecting your assets doesn’t have to turn your pockets out. Sample Term Life Insurance Rates ($250,000) *  10 Year15 Year20 Year25 Year30 Year AgeMaleFemaleMaleFemaleMaleFemaleMaleFemaleMaleFemale 20$115$102$126$115$155$138$197$165$221$185 30$115$104$126$117$158$140$202$171$234$200 40$140$129$156$149$214$183$299$252$351$291 50$284$243$387$285$480$369$692$525$841$627 55+$454$349$583$400$759$585$1219$891$1484$1086 *Sample monthly rates provided by Clearlink partner. All rates as of 10/30/2018. Two-thirds of [...] Continue Reading