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Comprehensive List of Pre-Existing Conditions affecting Life Insurance.

list of pre-existing conditions

You may also want to read our articles Top 10 Best Life Insurance Companies, and Avoid Needles! Best No Medical Exam Life Insurance Companies!


In the list below you will find many of the most common diseases and pre-existing conditions. Our goal is to help our clients by placing them with the most appropriate high risk life insurance carrier based on each carrier’s unique niche. It is only by choosing the right company that you can secure the best life insurance rates.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

A

ACID REFLUX (GERD)

ACROMEGALY

ADDISON’S DISEASE

ADHD/ADD

AIDS/HIV

ALCOHOL ABUSE AND RECOVERY

ALPORT SYNDROME

ALZHEIMER’S DISEASE

AMENORRHEA

AMYLOID DISEASE

AMYOTROPHIC LATERAL SCLEROSIS (ALS)

ANEMIA

ANEURYSM

ANGINA PECTORIS

ANGIONEUROTIC EDEMA

ANGIOPLASTY

ANKYLOSING SPONDYLITIS

ANOREXIA

ANXIETY

AORTIC ANEURYSM

APLASTIC ANEMIA

ARRHYTHMIA

ARTERIOSCLEROSIS or HEART DISEASE

ARTERIOSCLEROSIS OBLITERANS

ARTERIOVENOUS (AV) MALFORMATIONS

ARTHOPATHY

ARTHRITIS

ARTIFICIAL HEART VALVE

ASBESTOSIS

ASCITES

ASTHMA

ASYMMETRIC SEPTAL HYPERTROPHY

ATRIAL FIBRILLATION

ATRIAL FLUTTER

ATRIAL SEPTAL DEFECT

ATRIOVENTRICULAR BLOCK

ATTENTION DEFICIT HYPERACTIVITY DISORDER (ADHD)

AUTISM

B

BACTERIAL ENDOCARDITIS

BARIATRIC SURGERY

BARLOW’S SYNDROME

BARRETT’S ESOPHAGUS

BASAL CELL CARCINOMA

BELL’S PALSY

BERGER’S DISEASE

BENIGN PROSTATIC HYPERTORPHY

BICUSPID AORTIC VALVE

BIGEMINY

BILIARY CIRRHOSIS

BILLOWING MITRAL LEAFLET

BINGE EATING DISORDER

BIPOLAR DISORDER

BLADDER CANCER

BLINDNESS

BLOOD CLOT

BLOOD PRESSURE

BONE MARROW FAILURE

BRADYCARDIA

BREAST CANCER

BRONCHIECTASIS

BRONCHITIS (CHRONIC)

BUERGER’S DISEASE

BULIMIA

BUNDLE BRANCH BLOCK

BREAST CANCER

BYPASS SURGERY (CARDIAC)

C

CANCER

CARDIAC FAILURE

CARDIAC PACEMAKER

CARDIOMYOPATHY

CARDIOVASCULAR DISEASE

CAROTID BRUITS

CAROTID SINUS SYNCOPE

CELIAC DISEASE

CEREBRAL ANEURYSM

CEREBRAL EMBOLISM

CEREBRAL PALSY

CEREBRAL THROMBOSIS

CEREBROSPINAL MENINGITIS (recovered)

CERVICAL CANCER

CHARCOT MARIE-TOOTH DISEASE (recovered)

CHOLANGITIS (recovered)

CHOLECYSTITIS

CHOLELITHIASIS

CHOLESTEROL

CHONDROCALCINOSIS

CHOREA (HUNTINGTON’S DISEASE)

CHOREA (SYNDENHAM’S)

CHRISTMAS DISEASE (FACTOR IX DEFICIENCY)

CHRONIC OBSTRUCTIVE PULMONARY DISEASE (COPD)

CIRRHOSIS

CLAUDICATION

CLICK-MURMUR SYNDROME

COARCTATION OF THE AORTA

COCCIDIOIDOMYCOSIS

COLITIS (ULCERATIVE)

COLON CANCER

COLON POLYPS

COLORECTAL CANCER

COMPLEX EMPYEMA

CONGENITAL MEGACOLON

CONGESTIVE HEART FAILURE (CHF)

CONVULSIONS

COPD

CORONARY BYPASS

COR PULMONALE

COSTOCHONDRITIS

CRANIAL ARTERITIS

CREST SYNDROME

CROHN’S DISEASE

CUSHING’S SYNDROME

CYCLICAL EDEMA

CYSTIC FIBROSIS

CYSTITIS

D

DEMATOMYSITIS

DEMENTIA

DEPRESSION (MAJOR DEPRESSIVE DISORDER, CLINICAL DEPRESSION AND CHRONIC DEPRESSION)

DIABETES INSIPIDUS

DIABETES TYPE 2

DIABETES TYPE 1

DIABETIC NEPHROPATHY

DIALYSIS (RENAL FAILURE)

DIFFUSE CEREBRAL SCLEROSIS

DIPLOPIA

DIGESTIVE TRACT DISORDER

DISABLED

DIVERTICULITIS

DOWN SYNDROME

DRUG ABUSE

DUBIN-JOHNSON SYNDROME

DUI/DWI

DUODENAL ULCER

E

EATING DISORDER

ECLAMPSIA

EMPHYSEMA

EMPYEMA

ENCEPHALITIS

ENDOCARDITIS

ENDOMETRIAL CANCER

ENDOMETRIOSIS

ENLARGED PROSTATE

EPIDIDYMITIS

EPILEPSY

ESOPHAGEAL VARICIES

EROSIVE ESOPHAGITIS

ERYTHEMA MULTIFORME

ERYTHEMA NODOSUM

F

FACTOR IX DEFICIENCY

FACTOR XI DEFICIENCY

FELONY

FIBROCYSTIC DISEASE

FIBROMYALGIA

FISTULA-IN-ANO

FLOPPY VALVE SYNDROME

FOCAL SEGMENTAL GLOMERULOSCLEROSIS

FUNCTIONAL MURMURS

G

GALLSTONE ATTACK

GASTRIC ULCER

GASTRIC BYPASS

GASTRITIS

GASTROENTERITIS

GASTROESOPHAGEAL REFLUX DISEASE (GERD)

GASTROPLASTY

GENERAL DISABILITY

GENETIC DISCRIMINATION

GERD

GESTATIONAL DIABETES

GILBERT’S SYNDROME

GLAUCOMA

GLOMERULONEPHRITIS

GLOMERULOSCLEROSIS

GOITER

GOUT

GRAVE’S DISEASE

GUILLAIN-BARRE SYNDROME

H

HASIMOTO’S DISEASE

HEART ATTACK

HEARTBURN

HEART DISEASE

HEART FAILURE

HEART MURMUR

HEART PACEMAKER

HEART VALVE REPLACEMENT

HEMATEMESIS

HEMOPHILIA

HEMOPHILIA (A, B, C)

HEPATIC FAILURE

HEPATITIS

HEREDITARY NEPHRITIS

HERPES

HIGH CHOLESTEROL

HIRSCHSPRUNG’S DISEASE

HISTOPLASMOSIS

HIV/AIDS

HIVES

HODGKIN’S LYMPHOMA

HUNTINGTON’S DISEASE (CHOREA)

HYDROCEPHALUS

HYPERLIPIDEMIA

HYPERTENSION

HYPERTHYROIDISM

HYPERTROPHIC OBSTRUCTIVE CARDIOMYOPATHY (HOCM)

HYPOGAMMAGLOBULINEMIA

HYPOGLYCEMIA

HYPOTHYROIDISM

HYSTERECTOMY

I

IDIOPATHIC HYPERTROPHIC SUB-AORTIC STENOSIS (IHSS)

IGA NEPHROPATHY

INFLAMMATORY BOWEL DISEASE

INSOMNIA

INTESTINAL POLYPS

IRRITABLE BOWEL SYNDROME

J

K

KAPOSI’S SARCOMA

KIDNEY CANCER

KIDNEY FAILURE

KIDNEY STONES

KIDNEY TRANSPLANT

KIMMELSTEIL-WILSON DISEASE

KYPHOSIS

L

LABYRINTHITIS

LEFT ANTERIOR HEMIBLOCK (LAH)

LEFT-SIDED COLITIS

LEGIONNAIRE’S DISEASE

LEUKEMIA

LIPOID NEPHROSIS

LIVER CANCER

LIVER FAILURE

LUNG CANCER

LUPUS

LUPUS, DISCOID

LUPUS ERYTHEMATOSUS (SLE)

LUPUS NEPHRITIS

M

MALLORY-WEISS SYNDROME

MANIC DEPRESSIVE DISORDERS

MARFAN’S SYNDROME

MARIJUANA

MEGACOLON

MELANOMA

MENIERE’S DISEASE

MENINGITIS

MENTAL RETARDATION

MIGRAINES

MITRAL VALVE PROLAPSE

MONONUCLEOSIS

MORPHEA

MULTIPLE PERSONALITY DISORDER

MULTIPLE SCLEROSIS

MUSCULAR DYSTROPHY

MYASTHENIA GRAVIS

MYELOFIBROSIS

MYOCARDIAL INFARCTION

MYOCARDITIS

MYOSITIS

N

NARCOLEPSY

NASAL POLYPS

NEPHRECTOMY

NEPHRITIS

NEURITIS

NONSEMINOMA TESTICULAR CANCER

NON-HODGKIN’S LYMPHOMA

NON U.S. RESIDENTS

O

OBESE

OBSESSIVE COMPULSIVE DISORDER

OPTIC NEURITIS

ORGANIC BRAIN SYNDROME

ORGAN TRANSPLANT

ORTHOSTATIC HYPOTENSION

OSTEITIS DEFORMANS

OSTEOARTHRITIS

OSTEOMYELITIS

OSTEOPOROSIS

OTITIS MEDIA

OTOSCLEROSIS

OVARIAN CANCER

OVERWEIGHT

P

PACEMAKER

PAGET’S DISEASE

PALPITATIONS

PANCREATIC CANCER

PANCREATITIS

PARAPLEGIA

PARKINSON’S DISEASE

PANCOLITIS/UNIVERSAL COLITIS

PANCREATITIS

PANIC DISORDER

PANCYTOPENIA

PATENT DUCTUS ARTERIOSUS

PEPTIC ULCER

PERICARDITIS

PERIPHERAL VASCULAR DISEASE

PERITONEAL DIALYSIS

PEYRONIE’S DISEASE

PHLEBITIS

PLASMA THROMBOPLASTIN ANTECEDENT (PTA)

PREMENSTRUAL DYSPHORIC DISORDER

POLIOMYELITIS

POLYARTERITIS NODOSA

POLYCYSTIC KIDNEY DISEASE

POLYMYELITIS

POLYMYOSITIS

POLYCYTHEMIA

POLYP

PORTAL HYPERTENSION

POST TRAUMATIC STRESS DISORDER (PTSD)

PREMATURE VENTRICULAR HEARTBEAT

PRIMARY BILIARY CIRRHOSIS

PROCTOSIGMOIDITIS

PROSTATE CANCER

PROSTATE (ENLARGED)

PROTEINURIA

PSORIATIC ARTHRITIS

PSORIASIS

PULMONARY EMBOLISM

PULMONARY HEART DISEASE

PULMONARY HYPERTENSION

PULMONARY INFARCTION

PYELONEPHRITIS

Q

QUADRIPLEGIA

QUINCKE’S EDEMA

R

RAYNAUD’S DISEASE

REITER’S SYNDROME (REACTIVE ARTHRITIS)

RENAL CANCER

RENAL FAILURE

RENAL TRANSPLANT

RESTLESS LEG SYNDROME (RLS)

ROSENTHAL SYNDROME

RHEUMATIC CHOREA

RHEUMATOID ARTHRITIS

RIGHT BUNDLE BRANCH BLOCK (RBBB)

S

SARCOIDOSIS

SCHIZOPHRENIA

SCIATICA

SCLERODERMA

SCLEROSING CHOLANGITIS

SCOLIOSIS

SEASONAL AFFECTIVE DISORDER (SAD)

SEIZURES

SEMINOMA TESTICULAR CANCER

SICKLE CELL DISEASE

SIMPLE EMPYEMA

SINUS BRADYCARDIA

SJORGEN’S SYNDROME

SKIN CANCER

SLEEP APNEA

SLEEP DISORDERS

SMOKERS

SPINA BIFIDA

SPRUE

STENT (CARDIAC)

STROKE

SQUAMOUS CELL CARCINOMA

SUICIDE (ATTEMPTED)

SYDENHAM’S CHOREA

SYSTEMIC SCLEROSIS

T

TACHY-BRADY SYNDROME

TACHYCARDIA

TESTICULAR CANCER

TETRALOGY OF FALLOT

TETRAPLEGIA

THORACIC ANEURYSM

THROMBOSIS

THYROID DISEASE

THYROID CANCER

THYROIDITIS

TOBACCO USE

TRANSIENT ISCHEMIC ATTACK (TIA)

TRANSPLANT

TUBERCULOSIS

U

ULCERATIVE COLITIS

ULCERATIVE PROCTISIS

ULCERS

URINARY TRACT INFECTION (UTI)

URTICARIA

UTERINE CANCER

V

VARICIES (ESOPHAGUS)

VASOVAGAL SYNCOPE (REACTION)

VENTRICULAR ARRHYTHMIA

VENTRICULAR SEPTAL DEFECT

VENTRICULAR TACHYCARDIA

VETERAN ADMINISTRATION DISABILITY

VON WILLEBRAND’S DISEASE

W

WOLFF-PARKINSON-WHITE PATTERN (WPW)

X

XERODERMA PIGMENTOSUM

Y

Z

ZOLLINGER-ELLISON SYNDROME

 

 

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