There are many things that can happen due to a sexually transmitted disease. Some of them are serious, some of them not so serious. Getting an STD is more than just the STD – it’s about what happens after. Epididymitis is one of those things that men will have to watch out for.
Can Epididymitis Disqualify You from Life Insurance?
This is a question a lot of people want to know. Men who have epididymitis and want a traditional term or whole life insurance policy will have to consider the effects that epididymitis has had. We will briefly discuss how these men will be viewed by an insurance underwriter.
What is Epdidymitis?
Basically, it’s an inflammation of a tube by the testicles. This tube is called the epididymis (hence the name). This tube is responsible for carrying sperm.
Men can get Epdidymitis from…
- Urinary Tract Infection
Children can also get epididymitis, largely from trauma or UTIs.
Symptoms of Epididymitis Include the following:
Complications of Epididymitis
If you have not had proper medical care, there is a chance that you could have some pretty severe complications from Epididymitis. That’s why it is important to seek treatment right away. If you do not, you could wind up infertile, with shrinkage of the testicles or more.
Complications and Life Insurance.
If you have ongoing symptoms or complications from epididymitis, then you will possibly jeopardize your life insurance rate. You probably won’t get a preferred rate, and you may even be disqualified from a term or whole life insurance policy.
Treatment is typically…
- Bed rest
- Elevation of scrotum
If you can’t get term or whole life insurance…
Then you can always opt for a guaranteed issue life insurance policy. Guaranteed issue life insurance policies are life insurance policies that won’t require you to take a medical exam or answer any health-related questions.
The problem is…
Most guaranteed issue life insurance policies will require you to be at least 50 years of age, will only provide up to around $25,000 in coverage and… tend to cost more “dollar for dollar” than other types of life insurance policies.
Guaranteed issue life insurance policies also contain a “graded death benefit” which will limit when your guaranteed issue life insurance policy will begin providing coverage for natural causes of death.
It’s safe to say that for many people a guaranteed issue life insurance policy may not be the best option which is why you should always give us a call before deciding to purchase a guaranteed issue life insurance policy simply because we may have a better option for you!
Additionally, please remember…
We at TermLife2Go are the last people to turn to for diagnosis or treatment of this or ANY disease. You should be seeking medical advice from medical professionals. After all, we’re just a bunch of life insurance agents, we’re not doctors!
We are the right people to ask about how to apply for life insurance with Epididymitis.
We can help you find the right life insurance company for your stage of epididymitis.
- Still have it right now…and haven’t been treated,
- Are currently on medications to treat their epididymitis…
- Have recovered from epididymitis,
- Or are still experiencing some complications or have chronic epididymitis.
Each of these types of people need a different approach to getting life insurance. And we can help all of them to get the best life insurance!
Not only that…
Besides just epidymitis, life insurance companies will want to know
- What was the cause
- If it was an STD, have you been cured?
- If it was an STD, were there any other issues caused by the STD?
- If it was an injury, what else happened?
- Which medications did you or are you taking for it?
- What is your current weight and height?
- Have you had any other major medical issues not related to epididymitis?
TermLIfe2Go can help…
Once we know the answers to all these questions (and any other questions we find pertinent to underwriting a policy for you), we will find you a great life insurance company.
How do we do it?
We work with dozens of highly rated life insurance companies, and we know what they offer. We match your info with their offerings…and voila! We come up with a great, affordable life insurance policy for you.
Let’s get started…
So, what are you waiting for? Give us a call today or visit our Life Insurance Quotes page and see what we can do for you!
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