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Can I Buy Life Insurance On My Ex-Husband?

Licensed Life Insurance Agent/Marketing Manager
April 02, 2020

In the following article we will address how to get life insurance on your ex-husband.

You may just be looking to get life insurance on your ex because you are worried about the financial welfare and you and your children. Or you are considering life insurance for a divorce decree or settlement which will cover you or your child as the primary beneficiary (the person who receives the death benefit payout if your ex-husband were to pass away).

Can I buy life insurance for my ex-husband?

Yes, you can buy a life insurance policy for your ex-husband as long as you have what is called insurable interest. In short, insurable interest means if that person were to pass away you would suffer a financial loss.

Things that could affect you financially if your ex were to pass away are things such as:

  • Child support
  • Alimony
  • If you have any debt together such as mortgage, credit card, etc.

How can I buy life insurance on my ex-husband?

In many cases you can apply online for life insurance. The process will vary between life insurance companies. Some companies can allow you to get coverage within minutes and others may require a life insurance medical exam or a phone interview. 

As mentioned there are a few companies that provide coverage quickly and are easy to apply such as Haven Life and Bestow. If you know you are looking for a term life insurance policy, these companies could be a good option for you.  

If you know what you are looking for and are ready to get a quote, you can get a life insurance quote here. 


As long as you have an insurable interest in your ex-husband you can get him a life insurance policy. There are multiple ways that you can go about this process. If you are looking to get coverage quickly you may want to look into a company that allows you to skip the medical exam to obtain coverage. 

If you aren't sure where to start, speak with one of our licensed life insurance agents and they can help guide you in the right direction. 

Written by
Chelsie Ball
Chelsie is fixated on developing innovative ways to present complex ideas and maneuvering people to the information they need. She has worked in digital marketing for the past eight years and has been a licensed life insurance agent since 2010. When she isn’t looking out for the user, you can find her watching Netflix or desperately trying to find a real hobby.