Senior Life Insurance Company Review 2020

When looking for a life insurance policy there are many things to consider such as the type of policy and what companies and policies are the best for your age, health and financial situation. Some things you should know when choosing the best senior life insurance company is who specializes in life insurance for seniors. [...] Continue Reading

Best Life Insurance Companies

We evaluated the top life insurance companies in the country so you can find the right fit for your situation. Everyone starts the life insurance journey in a different place. One person needs a policy that is a good choice when starting a family or buying a home. Another is older and wants to cover [...] Continue Reading

What is an Incontestability Clause? [A Complete Guide]

An incontestability clause is a protection for life insurance policies in which a claim cannot be denied by a life insurance company, regardless of any false claims or omissions by the insured. Usually, the incontestability clause takes effect after a life insurance policy has been in force for two years. This two-year period is known as [...] Continue Reading

What is Modified Whole Life Insurance?

Over the years, consumers have been faced with the difficult decision of cheaper term life insurance that’s likely to expire before you pass away or higher initial premium whole life insurance that lasts until you die. One potential life insurance policy solution, modified whole life insurance, provides lower initial premiums for a set period of [...] Continue Reading

Life Insurance While on Disability

Can someone with a disability get life insurance? The short answer is yes, life insurance is available for persons with disabilities. However, there are a few things you should know before you embark on your journey to secure coverage. Your options may be more limited and expensive than for those without disabilities, but that depends on [...] Continue Reading

Cheap Life Insurance

Before we jump into our top 10 companies list, we would like to point out that the list changes every so often. Certain companies will lower their rates in order to attract more business. Also, just because one company offers cheap life insurance for a certain age, does not mean that same company is best [...] Continue Reading

Colonial Penn Life Insurance Review 2020

Popular for final expense insurance sponsored by Alex Trebek, Colonial Penn offers non-level term and whole life policies too. 2.8/5 (Star Rating) Products Term Whole Guaranteed Life Get a Quote Colonial Penn was started by one of the cofounders of AARP to bring coverage to a previously unthought-of group: those over 65. Fittingly, the Colonial [...] Continue Reading

Best Burial Insurance for Seniors in 2020

The following article we address those who are looking for burial insurance or funeral insurance for seniors. A lot of times we speak with clients or client's children who are trying to tie up any loose ends upon dying. So we put together this article to answer many of the common questions we get as [...] Continue Reading

AIG Life Insurance Review 2020

AIG offers more options than many insurers, but has received a lot of claims complaints. A (from A.M. Best) Term Guaranteed issue whole Universal Variable universal AD&D Continue Reading

AARP Senior Life Insurance Review 2020

A+ (from A.M. Best) No Exam Term & Whole Low coverage Member exclusive Compare quotes For more than two decades, AARP has offered term and permanent life insurance. You don't have to take a medical exam to apply for this simplified issue coverage. AARP serves up its life insurance through an exclusive arrangement with New [...] Continue Reading