Best Long Term Care Life Insurance [Top 10 Companies]

hybrid long term care life insurance

Life insurance with long term care insurance provides the benefits of life insurance coverage combined with long term care insurance coverage. If you die your policy pays a lump sum death benefit to your beneficiary but if you are unable to perform 2 of 6 activities of daily living your LTC insurance provides a cash […]

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Top 10 Best Whole Life Insurance Companies

The name says it all: whole life. Unlike some types of life insurance policies– which offer limited coverage–whole life insurance delivers permanent lifetime coverage at fixed rates. As long as you pay premiums on time, whole life insurance can offer peace of mind. .nqwgt-WNLk-quoter_request{font-size:15px;margin:0 auto;border-radius:3px;background-color:#e0eeee}.nqwgt-WNLk-quoter_request .nq_body{padding:15px}.nqwgt-WNLk-quoter_request.nq_widget_width{width:350px}.nqwgt-WNLk-quoter_request label{color:#333;display:block;font-size:15px;margin-bottom:4px}.nqwgt-WNLk-quoter_request select,.nqwgt-WNLk-quoter_request input{background-color:#fff;border:1px solid #ddd;color:#777;font-size:14px;font-weight:400;border-radius:4px;margin:0 0 13px 0}.nqwgt-WNLk-quoter_request input{padding:6px}.nqwgt-WNLk-quoter_request [...] Continue Reading

Can I Buy Life Insurance on My Mother?

life insurance for my mother

Can I Buy Life Insurance for my Mom? In the following article we will address how to get life insurance on your mother. Typically, when we’re asked the question “can I get life insurance for my mother?” or “I want to get life insurance for my mom” it’s usually because the person calling in is […]

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Life Insurance with Cancer (16 common cancer types and how companies view them)

In this article, we want to provide our readers with a resource where they can learn more about how a life insurance company is going to “view” an application from someone who has been diagnosed with cancer. You can also compare life insurance quotes for both exam and no exam coverage. We also… Want to […]

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What Do Life Insurance Medical Exams Test For

What do life insurance medical exams test for?
The life insurance physical exam can seem like a daunting undertaking to some. As a result, we thought we would help demystify the experience by shedding light on what the life insurance medical exam tests for. .nqwgt-WNLk-quoter_request{font-size:15px;margin:0 auto;border-radius:3px;background-color:#e0eeee}.nqwgt-WNLk-quoter_request .nq_body{padding:15px}.nqwgt-WNLk-quoter_request.nq_widget_width{width:350px}.nqwgt-WNLk-quoter_request label{color:#333;display:block;font-size:15px;margin-bottom:4px}.nqwgt-WNLk-quoter_request select,.nqwgt-WNLk-quoter_request input{background-color:#fff;border:1px solid #ddd;color:#777;font-size:14px;font-weight:400;border-radius:4px;margin:0 0 13px 0}.nqwgt-WNLk-quoter_request input{padding:6px}.nqwgt-WNLk-quoter_request .title_custom{background-color:#2483d0;border-radius:3px 3px 0 0;color:#fff;font-size:20px;padding:15px 0;text-align:center}.nqwgt-WNLk-quoter_request .nq_btn{margin-top:5px;color:#fff;background:#2483d0;display:inline-block;margin-bottom:0;font-size:17px;line-height:130% !important;text-align:center;vertical-align:middle;cursor:pointer;border-radius:3px;cursor:pointer;font-size:16px [...] Continue Reading

Indexed Universal Life Insurance (IUL) – Pros and Cons

Indexed Universal Life (IUL): Is a permanent life insurance policy that offers death benefit protection and cash value growth. Interest is credited to your policy via a declared fixed rate or based on a formula that tracks the movement of a selected stock market index over a particular time frame, known as a segment. .nqwgt-WNLk-quoter_request{font-size:15px;margin:0 [...] Continue Reading

What Are America’s Most Popular New Year’s Resolutions?

Are health and fitness goals on your list of resolutions this year? You’re not alone. These goals consistently top lists of most common New Year's Resolutions each year. And why not? After turkeys, candy canes, and pumpkin spice lattes (oh my!) over the holidays, most folks could use a little belt-tightening when it comes to [...] Continue Reading

Colonial Penn Life Insurance Review 2019

A guaranteed acceptance whole life insurance product might be a good fit for seniors with existing health issues, though payouts are significantly lower than average. A- (from A.M. Best) No Exams Guaranteed Approval Fixed Rates Low Death Benefits Limited Availability Get A Quote If you’ve ever found yourself channel surfing during the day, then you’ve [...] Continue Reading

The States with the Most Holiday Stress

Do last-minute gift buying, traveling, and entertaining threaten to turn your holiday spirit from jolly to jaded? Then there’s wrapping up any big projects at work before the end of the year (and wrapping up presents) during shorter, colder days to accomplish it all, and the holidays become a recipe for more than just good […]

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The Most Affordable Life Insurance Companies

Banner A+ (from A.M. Best) Affordable Flexible underwriting Compare quotes Principal A+ (from A.M. Best) Affordable No medical exam needed Compare quotes Lincoln Financial A+ (from A.M. Best) Affordable Great for seniors Compare quotes Protective A+ (from A.M. Best) Affordable Accelerated underwriting Compare quotes Pacific Life A+ (from A.M. Best) Affordable Accepts tobacco users Compare [...] Continue Reading