This page was put together to help direct potential clients to free instant life insurance quotes so that you can have an idea of what you will probably pay for your coverage. The article below helps shed light on how “a quote is just a quote” until you have an offer from the actual carrier. TermLife2Go strives to quote our clients as accurate as possible. Be aware of larger call center commission only agents who quote the best life insurance rates even if you do not qualify (we refer to this as the old “bait-and-switch”).
Instant Life Insurance Quotes
You may also be interested in the following articles that offer charts featuring instant life insurance quotes:
- Life insurance rates by age
- 10 Year Term Life Insurance
- 20 Year Term Life Insurance
- 30 Year Term Life Insurance
Welcome to TermLife2Go’s instant life insurance quotes page. We’ve created this page so that our clients will have an opportunity to:
See what we see when it comes time to determining which insurance company is going to offer you the best rate for your insurance.
On our instant life insurance quotes page, you should feel completely comfortable shopping many different life insurance options and companies.
- What does a $250,000 ten year term life insurance policy cost for someone your age?
- How much does the price change if you increase the term length to 15 years?
- How much more would it cost to get a $500,000 policy, or $1,000,000 of life insurance?
- Etc, etc…
But Please Be Aware…
…that while the quotes that you are going to receive using our instant life insurance quoter are going to be completely accurate, they will only be as accurate as the information provided by you.
Let’s assume that you’re young, healthy, and not taking any prescription medications.
In other words, you’re:
“A perfect candidate for life insurance.”
As a result, when you complete our instant life insurance quoter form, 10 different life insurance companies appear.
In fact you’ll probably recognize most of them and find that for the most part, they’ll all be priced right about the same.
But here is where things get tricky:
As a consumer without a detailed understanding of how different life insurance companies choose to underwrite their life insurance applications, most consumers simply rely on name recognition and price to make their decision.
What most consumers aren’t aware of is that, in some cases, simply relying on name recognition and price can actually cause more damage than good.
Let Us Explain:
Going back to our example, and the 10 life insurance companies that “popped up” in our instant life insurance quoter, there’s a great chance that one of those 10 different life insurance companies are going to penalize any applicant who:
- Has a family history of cancer.
- Has filed for bankruptcy within the past 2 years.
- Has a less than stellar driving record (particularly those with a DUI on their record).
- Has any type of criminal record (felony or misdemeanor) regardless of the amount of time that has passed since their last infraction.
- Likes to travel to some rather unique destinations, such as Iraq and Afghanistan.
- Etc, etc…
The key is knowing, which life insurance company is right for you!
What about no medical exam life insurance?
This is true whether you are searching for no exam life insurance policy or life insurance with an exam. And here is a tip for those looking for instant no medical exam life insurance quotes: you will need to look at a preferred rate class (as opposed to preferred best) to get a true assessment of your options. The reason is, the best no medical exam companies typically only offer a preferred rate class at best. However, there is a company that does offer no physical exam life insurance for clients who are preferred plus. It can be confusing but that is why we are here for you.
So what can a person do?
The easiest thing to do would be to call us for the most accurate quote at. Also, in light of this disconnect between what a person will often be quoted by an instant life insurance quoter and what that same person can actually qualify for, we at TermLife2Go have taken the time to outline some of best underwriting niches from the top 10 best life insurance companies that we use. We can also offer instant life insurance quotes from the top no exam life insurance companies or the best final expense insurance companies, as well as provide individual articles highlighting many of the most common conditions that we see today.
Common conditions such as:
We do this so that you as a consumer will have a better understanding of the process on how we make our recommendations and why!
Because at TermLife2Go, we understand that the best life insurance company for you isn’t the one that pays us the most money, it’s the one that provides YOU with the best and most affordable life insurance coverage possible!
We do not favor one life insurance company over another. Instead, we find out what you need and then we recommend the lowest priced, best niche life insurance company to meet your specific need. Therefore, if price matters to you, give us a chance to earn your business.
For a free consultation and for free instant life insurance quotes from dozens of top rated life insurance companies, please call or visit our Instant Life Insurance Quotes page and see what we can do for you!
Thank you for reading our article, Instant Life Insurance Quotes…Find Out Now! If you have any questions or feedback about the article please leave a comment below.
This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting, tax, or specific advice to your situation.
Leave a Comment