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Life insurance with Diabetes: 24 hour approval

Whether you are in the market for the quickest policy and/or the cheapest policy we can point you in the right direction and give you the guidance you need to obtain the lowest price on life insurance with diabetes. Learn More

Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. Learn More

Life insurance approval with pre-existing conditions

Have you been declined for life insurance or postponed for life insurance due to a pre-existing condition? Have you been given a rate class that seems over the top due to a pre-existing condition? We can help.Learn More

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Life Insurance made easy!

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No Medical Exam vs. Fully Underwritten Life Insurance

No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

Instant Life Insurance Quotes… Find Out Now!

<span style='color:#1e73be;'>Instant Life Insurance Quotes…  Find Out Now!</span>
This page was put together to help direct potential clients to free instant life insurance quotes so that you can have an idea of what you will probably pay for your coverage. The article below helps shed light on how “a quote is just a…

Top Ten Reasons for Life Insurance

<span style='color:#1e73be;'>Top Ten Reasons for Life Insurance</span>
If you are reading this you may be asking yourself, “What reasons for life insurance do I have?” The truth is, most people can use at least some life insurance. The following top ten reasons for buying life insurance list will help shed some light…

Key Man Life Insurance Made Easy!

<span style='color:#1e73be;'>Key Man Life Insurance Made Easy!</span>
In the following article we will discuss key man life insurance: what is it, who needs it, and how to find the best price available. We will also briefly touch on the potential tax ramifications to a business that receives proceeds from key man insurance.…

Buy Sell Agreement Funded With Life Insurance

<span style='color:#1e73be;'>Buy Sell Agreement Funded With Life Insurance</span>
There are many facets to business owner life insurance. In the following article we will discuss the advantages of a buy-sell agreement funded with life insurance. Subjects touched upon will include the steps to creating a buy-sell agreement, putting life insurance in buy-sell agreements to…

A few of the over 60 carriers we represent:

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