866-760-8740

tl2g_logo_

≡ Menu

We make it easy to

Protect What You Value Most

Get Started Today
 
 
 

Top 10 Best Final Expense and Burial Insurance Companies

For those considering burial insurance or final expense insurance, we have created a list of our favorite companies.

Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using.

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength.

Life Insurance made easy!

866-760-8740

Image

A few of the dozens of life insurance companies we represent:

American General Life Companies
American-National
Banner Life
SBLI
MOO
Voya
Sagicor
Principal Financial Group
North American Life
Trans America Life Insurance Company
MetLife
Protective Life
Prudential

No Medical Exam

At TermLife2Go, we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for no medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a no medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might save you money once your lab results come back. And no medical exam life insurance approval is fast, with some approvals in 15 minutes.

Fully Underwritten

A fully underwritten life insurance policy requires a life insurance medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on multiple factors, including your labs. A physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-8 weeks or longer. The main advantage of fully underwritten compared to no medical exam is the premium is typically lower.
TOP 10 BEST LIFE INSURANCE COMPANIES FOR SENIORS
Life Insurance for SeniorsYour specific need, health and lifestyle influences which of the different life insurance companies we recommend from the dozens that we offer. When we recommend a policy for a senior citizen, we consider…

KEY MAN LIFE INSURANCE: BEST TIPS AND STRATEGIES [SAMPLE RATES]
key person life insuranceIn the following article we will discuss key-man life insurance: what is it, who needs it, and how to find the best price available. We will also briefly touch on the potential tax ramifications to a business that receives proceeds from key man insurance…

8 TYPES OF LIFE INSURANCE POLICIES-WHICH IS BEST FOR YOU?
types of life insuranceWhile there are many hybrids of the following types of life insurance options, we have focused on the core products. The following list will break down eight of the most common life insurance policy types, as well as…

SURVIVORSHIP LIFE INSURANCE [3 AMAZING BENEFITS]
first and second to die life insuranceIf you and your partner/spouse’s main priority is to provide for your children, and supplementary income for the surviving spouse is not required, then you might want to consider…

INDEXED UNIVERSAL LIFE INSURANCE TOP 10 PROS AND CONS
Top Ten Best Reasons to Consider Indexed Universal LifeThere are a lot of negative articles on Indexed Universal Life. Frankly, the majority are written by individuals or businesses that have an axe to grind with alternative investment strategies contrary to the ones that they push. But for those of you who are…

THE BEST CASH VALUE LIFE INSURANCE [13 AMAZING BENEFITS]
Cash Value Life Insurance13 Amazing Benefits of Cash Value Life Insurance. Discover the many benefit of cash value life insurance along with why no one should blindly follow the tired mantra “buy term and invest the difference”. …

SINGLE PREMIUM LIFE INSURANCE: AMAZING TIPS AND STRATEGIES
Single Premium Whole or Universal Life InsuranceThere are many ways to maximize your estate. One of the most worry free ways to leverage your money and provide for your estate when you die is through paid up whole life insurance. With our focus on comparing the best insurance companies available for each…

Life Insurance with Long Term Care Rider
Life insurance with long term care riderAs we age, we become more susceptible to disability. As a result, older Americans are having to face the high costs associated with assisted living facilities. In 2015, the median monthly rate for assisted living facility…


TermLife2Go Mission

To empower our customers through knowledge and expertise so our clients secure the best and most appropriate insurance coverage available providing peace of mind to our clients and their loved ones.

About TermLife2Go

Our licensed professionals have over two decades worth of experience and will help you choose the best life insurance company for the lowest price based on your specific needs and lifestyle. Find out more about us here.