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Top 10 Best Final Expense and Burial Insurance Companies

For those considering burial insurance or final expense insurance, we have created a list of our favorite companies.

Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using.

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength.

Life Insurance made easy!

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A few of the dozens of life insurance companies we represent:

American-National
genworth-logo
MOO
voya
North-American-Life
MetLife-Logo
Protectivelifelogo2
prudentiallogo
 

No Medical Exam

At TermLife2Go, we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for no medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a no medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might save you money once your lab results come back. And no medical exam life insurance approval is fast, with some approvals in 15 minutes.

Fully Underwritten

A fully underwritten life insurance policy requires a life insurance medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on multiple factors, including your labs. A physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-8 weeks or longer. The main advantage of fully underwritten compared to no medical exam is the premium is typically lower.

Best Life Insurance Rates by Age with Charts

life insurance rates by age 2016
At TermLife2Go, our mission is to empower our clients through knowledge and expertise to find the best life insurance rates. We go about this differently than most agencies. Our focus is on the various niches within the marketplace. By knowing the niches of each company, we can align our clients...

Single Premium Life Insurance: Tips and Strategies

Single Premium Whole or Universal Life Insurance
There are many ways to maximize your estate. One of the most worry free ways to leverage your money and provide for your estate when you die is through paid up whole life insurance. With our focus on finding the best life insurance companies available for each unique client, we...

Life Insurance with Type 2 Diabetes (24 Hour Approval)

Life Insurance Diabetes
We work with the best life insurance companies in the USA and also with the best no medical exam companies. What makes them the best? Each company caters to certain niches, including life insurance for diabetics. However, the key is to apply with the right company for you—based on your...

Survivorship Life Insurance: First and Second to Die

first and second to die life insurance
Life insurance companies come in unique flavors. Simply because one company gave you the best online quote does not mean it is going to offer you the best rates on life insurance. That is because certain things, such as your unique health and lifestyle, are looked at differently by some...
  


TermLife2Go Mission

To empower our customers through knowledge and expertise so our clients secure the best and most appropriate insurance coverage available providing peace of mind to our clients and their loved ones.

About TermLife2Go

Our licensed professionals have over two decades worth of experience and will help you choose the best life insurance company for the lowest price based on your specific needs and lifestyle.