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Top 10 Best Final Expense and Burial Insurance Companies

For those considering burial insurance or final expense insurance, we have created a list of our favorite companies. Learn More

Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. Learn More

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength. Learn More

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No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

Single Premium Whole or Universal Life Insurance: Tips and Strategies

Single Premium Whole or Universal Life Insurance
There are many ways to maximize your estate. One of the most worry free ways to leverage your money and provide for your estate when you die is through paid up whole life insurance. With our focus on finding the best life insurance companies available for each unique client, we...

Survivorship Life Insurance: First and Second to Die

first and second to die life insurance
Life insurance companies come in unique flavors. Simply because one company gave you the best online quote does not mean it is going to offer you the best rates on life insurance. That is because certain things, such as your unique health and lifestyle, are looked at differently by some...

What Do Life Insurance Exams Test For?

What do life insurance medical exams test for?
The life insurance exam can seem like a daunting undertaking to some. As a result, we thought we would help demystify the experience by shedding light on what the life insurance medical exam looks for. With that in mind, you may benefit from reading our best life insurance companies article...

Term Life Insurance versus Permanent Life Insurance: What is the Difference?

permanent life insurane versus term life insurance
When searching for the right life insurance policy it is important to know what type of life insurance fits your need. Everyone is different and not everyone shares the same reasons for life insurance. At TermLife2Go, we work with over 60 of the best exam life insurance companies and best...
 

A few of the over 60 carriers we represent:

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TermLife2Go Mission

To empower our customers through knowledge and expertise so our clients secure the best and most appropriate insurance coverage available providing peace of mind to our clients and their loved ones.

About TermLife2Go

Our licensed professionals have over two decades worth of experience and will help you choose the best life insurance company for the lowest price based on your specific needs and lifestyle.