Life Insurance made easy!
No Medical ExamAt TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam
Fully UnderwrittenA fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam
March 5, 2014
You may also want to read our article, Life insurance with pre-existing conditions, or How to Buy Life Insurance While on Disability. Final Expense Life Insurance or Burial Life Insurance. This article was written to help those who are considering purchasing a final expense or burial life…Read More...
March 3, 2014
TermLife2Go's Review of SBLI Life Insurance Company If you are looking for SBLI life insurance reviews then you have come to the right place. SBLI is one of over 60 life insurance carriers that TermLife2Go represents. In the following review of SBLI we will cover…Read More...
February 12, 2014
TermLife2Go's Review of North American Company for Life and Health Insurance If you are looking for a North American Life Insurance review then you have come to the right place. In this review of North American Company Life Insurance, we discuss the company's pros and…Read More...
February 10, 2014
You may also want to read our article, Life insurance with pre-existing conditions, or How to Buy Life Insurance While on Disability. Applying for Life Insurance with Berger’s Disease (IGA Nephropathy). Have you been told that you don’t qualify for life insurance because you have Berger’s disease (IGA…Read More...