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Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. Learn More

Top 10 Checklist to Get the Best Life Insurance Quotes and Rates

Now while we cannot guarantee you the best rate on life insurance, we can help you get the best shot at obtaining the best rate simply by following our checklist. Learn More

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength.Learn More

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No Medical Exam vs. Fully Underwritten Life Insurance

No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

Life Insurance Rates and Family Health History

Life Insurance Rates and Family Health History
Did you know that various life insurance companies have unique health niches that benefit clients that fall under specific health criteria? Life insurance is not a one size fits all industry. Just because one company offers you the bet online quote does not mean it is going to offer you...

Single Premium Whole or Universal Life Insurance: Tips and Strategies

Single Premium Whole or Universal Life Insurance
There are many ways to maximize your estate. One of the most worry free ways to leverage your money and provide for your estate when you die is through paid up whole life insurance. With our focus on finding the best life insurance companies available for each unique client, we...

Five Most Common Ways to Screw Up Your Life Insurance Application

TermLife2Go operates with the goal of bringing awareness to the various life insurance companies in the marketplace that focus on unique niches. Each niche filled offers the client an opportunity to get the best life insurance rates and quotes, based on that client’s particular health or lifestyle. However, another huge...

Life Insurance Trusts: Why you should consider an ILIT

Irrevocable Life Insurance Trust
Although a life insurance trust is not for everyone, it can be a valuable tool when used correctly. In the following article we will help shed some light on the process for funding an irrevocable life insurance trust, identify some potential pit falls, and recommend the best type of product....

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TermLife2Go Mission

To empower our customers through knowledge and expertise so our clients secure the best and most appropriate insurance coverage available providing peace of mind to our clients and their loved ones.

About TermLife2Go

Our licensed professionals have over two decades worth of experience and will help you choose the best life insurance company for the lowest price based on your specific needs and lifestyle.