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Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. Learn More

Top 10 Checklist to Get the Best Life Insurance Quotes and Rates

Now while we cannot guarantee you the best rate on life insurance, we can help you get the best shot at obtaining the best rate simply by following our checklist. Learn More

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength.Learn More

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No Medical Exam vs. Fully Underwritten Life Insurance

No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

Scuba Diving Life Insurance

<span style='color:#1e73be;'>Scuba Diving Life Insurance</span>
So you like to dive a hundred feet under the water and look at colourful fish and coral, does that mean you have a high risk lifestyle? Well, in life insurance terms, it may. Scuba diving is considered an adventure sport, and while you probably…

Top 10 Checklist To Get the Best Life Insurance Quotes and Rates

<span style='color:#1e73be;'>Top 10 Checklist To Get the Best Life Insurance Quotes and Rates</span>
Today we’re going to cover 10 essential tips you’ll need to know to get a great quote on life insurance.  These 10 techniques are what we at TermLife2Go use each and every day to, not only get the best life insurance quote, but also to…

Top 10 Most Dangerous Jobs Life Insurance Companies Hate!

<span style='color:#1e73be;'>Top 10 Most Dangerous Jobs Life Insurance Companies Hate!</span>
Chances are, if you reading this article: Top Ten Most Dangerous Jobs Life Insurance Companies Hate!, you probably have a pretty dangerous occupation or at least know someone who does. The reality is, hazardous occupations have a direct affect on getting life insurance. In fact,…

Vantis Life Insurance Company Reviews

<span style='color:#1e73be;'>Vantis Life Insurance Company Reviews</span>
Perhaps you are considering buying a life insurance policy and don’t know which one to buy. If so, Vantis Life Insurance Company may have a policy for you. This review is designed to help you decide if Vantis Life Insurance will meet your needs and…

A few of the over 60 carriers we represent:

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