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Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. Learn More

Top 10 Checklist to Get the Best Life Insurance Quotes and Rates

Now while we cannot guarantee you the best rate on life insurance, we can help you get the best shot at obtaining the best rate simply by following our checklist. Learn More

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength.Learn More

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No Medical Exam vs. Fully Underwritten Life Insurance

No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

Life Insurance with Anemia

At TermLife2Go, we are constantly striving to find our client’s the best deal on life insurance. We do this by staying on top of the best life insurance companies and the best no physical exam companies in the marketplace. It is by aligning our clients…

Securing Life Insurance When You Have Proteinuria

<span style='color:#1e73be;'>Securing Life Insurance When You Have Proteinuria</span>
All too often people will buy life insurance from one company not knowing that there are many options available. At TermLife2Go we work with the top life insurance companies and the top no medical exam companies in the marketplace. It is by working with the…

Getting Approved for Life Insurance with Hemophilia

<span style='color:#1e73be;'>Getting Approved for Life Insurance with Hemophilia</span>
At TermLife2Go, our primary goal is to align our clients with the Best Life Insurance Companies or Best No Medical Exam Companies based on each carrier’s specific niche in the marketplace. It is by knowing who offers the best product and policy for the various…

Parkinson’s disease and life insurance

<span style='color:#1e73be;'>Parkinson’s disease and life insurance</span>
Thank you for taking a look at our article on finding life insurance for those with Parkinson’s disease. For many people seeking out this topic the main concern is how to find the best life insurance quotes and rates for those battling Parkinson’s disease. The…

A few of the over 60 carriers we represent:

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