• Test Slide 01
  • Test Slide 02

Fifteen ways to save money on life insurance

All too often people avoid buying life insurance because they simply cannot afford it. However, it might be that you cannot afford your ideal life insurance policy but you can afford something for less. Learn More

Top 10 Reasons for Being Declined

Every Life Insurance application will have one of 3 outcomes: you will be approved, postponed, or declined. No one wants to be declined. Find out the top 10 reasons for being declined for life insurance. Learn More

Life insurance approval with pre-existing conditions

Have you been declined for life insurance or postponed for life insurance due to a pre-existing condition? Have you been given a rate class that seems over the top due to a pre-existing condition? We can help.Learn More


Life Insurance made easy!


No Medical Exam vs. Fully Underwritten Life Insurance

No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

John Hancock Life Insurance Reviews

Review of John Hancock Life Insurance This is the place for you if you are looking for John Hancock Life insurance reviews. John Hancock is a solid company with a solid reputation for being an innovator in the life insurance marketplace. In this article we…

GEICO Life Insurance Reviews

GEICO Life Insurance Reviews If you are looking for GEICO Life Insurance Reviews then you are in the right place. This article will review GEICO life insurance and point out areas where the company might be the best choice or not the best choice when…

What Do Life Insurance Medical Exams Test For?

The life insurance exam can seem like a daunting undertaking to some. As a result, we thought we would help demystify the experience by shedding light on what the life insurance medical exam looks for. The two main ingredients that are examined are your blood…

How much does life insurance cost?

How much is life insurance…? Clients often ask us, “How much is life insurance?” We usually reply by stating that it will depend on several factors. Some clients will follow up this question with, “Well, I am just looking for a quote. What’s my quote?”…

A few of the over 60 carriers we represent:

Visit Us On Google PlusVisit Us On FacebookVisit Us On TwitterVisit Us On YoutubeVisit Us On LinkedinCheck Our FeedVisit Us On Pinterest