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Fifteen ways to save money on life insurance

All too often people avoid buying life insurance because they simply cannot afford it. However, it might be that you cannot afford your ideal life insurance policy but you can afford something for less. Learn More

Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. Learn More

Life insurance approval with pre-existing conditions

Have you been declined for life insurance or postponed for life insurance due to a pre-existing condition? Have you been given a rate class that seems over the top due to a pre-existing condition? We can help.Learn More

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No Medical Exam vs. Fully Underwritten Life Insurance

No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

Assurity Life Insurance Company Reviews

<span style='color:#1e73be;'>Assurity Life Insurance Company Reviews</span>
In this Assurity Life Insurance Company review we will address the company’s positives, negatives and provide an alternative. About Assurity Assurity Life Insurance Company…helping people through difficult times. Assurity Life Insurance Company has been around for over 125 years. The company’s focus is on creating…

Top 10 No Medical Exam Life Insurance Companies

<span style='color:#1e73be;'>Top 10 No Medical Exam Life Insurance Companies</span>
Top 10 No Medical Exam Life Insurance Policies We here at TermLife2Go are frequently contacted by clients who are specifically looking to purchase a “No medical exam” life insurance policy, which is great! After all, there are many situations where a no medical exam life…

Instant Issue Life Insurance… Are they for real?

<span style='color:#1e73be;'>Instant Issue Life Insurance… Are they for real?</span>
We work with the top rated no exam life insurance companies in the United States. If you need an instant issue life insurance policy we can help steer you to the best company at the best price based on your unique circumstances. With that in…

USAA Life Insurance Reviews

<span style='color:#1e73be;'>USAA Life Insurance Reviews</span>
When searching out USAA Life Insurance reviews, one of the main concerns people have is if the company has a good reputation. And as equally important to most, (and the most important reason to some), is if the company truly offers the lowest price for…

A few of the over 60 carriers we represent:

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