• Test Slide 01
  • Test Slide 02

Top 10 Best Life Insurance Companies

Have you ever wondered who the top 10 best life insurance companies in the United States are? The answer you get will vary depending on who you ask and the criteria they are using. Learn More

Top 10 Checklist to Get the Best Life Insurance Quotes and Rates

Now while we cannot guarantee you the best rate on life insurance, we can help you get the best shot at obtaining the best rate simply by following our checklist. Learn More

Top 10 Best No Medical Exam Companies

Our guide to the top no physical exam companies. The main criteria we looked at in comprising this list is price, ease of use, and company strength.Learn More

Image

Life Insurance made easy!

866-760-8740

No Medical Exam vs. Fully Underwritten Life Insurance

No Medical Exam

At TermLife2Go we understand that you have a busy schedule and that fitting in a medical exam to qualify for life insurance simply does not work. Our group of independent agents will run the quotes for you and let you know what you will pay for both non medical exam and fully underwritten life insurance. Many times the cost between the two policies will be small and a non medical exam policy does not require a blood draw. High cholesterol and blood pressure are the most common reasons a policy comes back with a higher premium. If you are concerned about your blood work then paying a few additional dollars might very well save you money once your lab results come back. And a non medical exam policy approval is fast with some approvals in 15 minutes. Read more on this subject: Exam vs. No Exam

Fully Underwritten

A fully underwritten life insurance policy requires a medical exam. The examiner typically comes to your home and checks your height and weight and takes a small blood and urine sample. Your lab results are then processed and the life insurance carrier offers you a policy based on your results. In some cases, a physician’s statement may be collected if the carrier feels more information is needed. For healthy individuals the typical time it takes for the life insurance carrier to make an offer can be as fast as 48 hours. However, the normal time for a healthy individual is 2-4 weeks. For someone not as healthy it can take 4-6 weeks or longer. The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial. Read more on this subject: Exam vs. No Exam

Life Insurance after Gastric Bypass Surgery, Gastroplasty, or Bariatric Surgery

<span style='color:#1e73be;'>Life Insurance after Gastric Bypass Surgery, Gastroplasty, or Bariatric Surgery</span>
Our focus at TermLife2Go is to stay on the cutting edge of the life insurance world to locate the best deals available for our clients. We do this by honing in on the niches of the best life insurance companies and the best no physical…

Buying Life Insurance with Angina Pectoris

<span style='color:#1e73be;'>Buying Life Insurance with Angina Pectoris</span>
A quick search around the internet for companies offering life insurance and you will notice that by and by the advertisements are from ONE company. That means your options are limited to that ONE company. In contrast, TermLife2Go is an agency representing the top rated…

Life Insurance with Bundle Branch Block

<span style='color:#1e73be;'>Life Insurance with Bundle Branch Block</span>
At TermLife2Go, our focus is on continuous education geared to remaining on top of the most current trends in the realm of life insurance. Our strategy is to seek out the latest company niches in order to provide our clients with the top rated life…

Finding Life Insurance with Colon Cancer

<span style='color:#1e73be;'>Finding Life Insurance with Colon Cancer</span>
Quite frequently those seeking life insurance are going to end up paying more than necessary for it because they apply with only ONE company. However, at TermLife2Go, we represent the top life insurance companies and the top no medical exam companies in the marketplace. By…

A few of the over 60 carriers we represent:

carriers_icons1
Visit Us On FacebookVisit Us On TwitterVisit Us On YoutubeVisit Us On LinkedinVisit Us On Google PlusVisit Us On PinterestCheck Our Feed