≡ Menu


Life Insurance 101: Top answers for your tough questions

Life Insurance Frequently asked questions

If you’re new to life insurance then you’re in the right place. If you have questions that are not listed here please contact us and we will be happy to assist you. You can also read more about us.

Life Insurance Frequently Asked Questions

Don’t see an answer to your specific life insurance 101 question? You can browse our articles by category.

View our Life Insurance Categories

What is term life insurance?

Who are the best life insurance companies?

What life insurance health classification am I?

How much life insurance do I need?

How long is the Life Insurance approval process?

How does family health history affect my life insurance rates?

What are the reasons for life insurance?

Do I have enough Life Insurance?

How long of a term do I need?

What’s the difference between Term and Whole Life Insurance?

What is Infinite Banking?

How to choose a beneficiary for life insurance?

Is it cheaper to apply through the actual life insurance carrier?

How do I pay for my life insurance policy?

I’ve had some health issues. Can I still get Life Insurance?

What do life insurance companies consider “tobacco use”?

How do I prepare for a life insurance exam?

What do life insurance medical exams test for?

How much does life insurance cost?

How do life insurance agents get paid?

Should I buy life insurance on my children?

What Life insurance riders are available?

Is life insurance taxed?

What is the difference between fully underwritten and no exam life insurance?

What other types of life insurance are available?

Besides term and whole life insurance there are other types of life insurance products available. It is good to know what your options are so you can tailor your life insurance policy to your specific need. More info is available in our article on the most common types of life insurance. The other types of life insurance you need to be aware of are:

Universal Life Insurance:

Business Owner Life Insurance:

Guaranteed Issue Life Insurance:

Return of Premium Life insurance:

Still have a question? Please leave any comments or questions below.

4 comments… add one


  • Cathy Barney

    Can a family member become state certified as an in home care aide and be compensated by American General? I would like to care for my mother in my home. She has Alzheimer’s and has been accessed at level 3.

    • Cathy,

      Unfortunately, your questions falls outside of our area of expertise. We here at TermLife2Go only work in the life insurance industry, so it would be inappropriate for us to try to answer your question. You might want to try to contact American General directly.



Leave a Comment

TermLife2Go Mission

To empower our customers through knowledge and expertise so our clients secure the best and most appropriate insurance coverage available providing peace of mind to our clients and their loved ones.

About TermLife2Go

Our licensed professionals have over two decades worth of experience and will help you choose the best life insurance company for the lowest price based on your specific needs and lifestyle. Find out more about us here.