In this review of United Home Life Insurance Company we will cover the pros, cons, and offer a potential alternative. This article focuses primarily on the company’s products for final expense and burial insurance.
Review of United Home Life Insurance Company
If you are looking for United Home Life Insurance Reviews, you are in the right place! United Home Life Insurance Company is one of many different top rated life insurance companies we represent. In the following review of United Home Life we will cover the company’s history, its ratings, and products and services offered. Is United Home Life the right company for you—based on your unique need, health and lifestyle?
About United Home Life Insurance Company
United Home Life Insurance Company is a subsidiary of United Farm Family Life Insurance Company. United Home was founded in 1948. The Company primarily focuses on Age 50+ life insurance, burial insurance and final expense.
United Home Life Insurance Company’s Ratings
A.M. Best, the flagship rating agency for life insurance, gives United Home an A- rating
as of October 1, 2017.
In the following section of this United Home Life Insurance Review we will cover the pros to choosing United Home as your life insurance provider.
Products Offered by United Home Life Insurance Company
United Home Life offers two types of whole life insurance policies: simplified issue and graded death benefit.
Express issue deluxe: Simplified Issue Whole Life
- no exam whole life insurance
- Ages 20-80
- Face amounts from $5,000-$100,000 for ages 20-60
- Face amounts from $5,000-$50,000 for ages 61-80
- Includes Terminal Illness Accelerated Benefit Rider
- Available child rider and accidental death benefit
Express issue whole life: Simplified Issue Graded Benefit
- Ages 25-80
- 2 year graded death benefit: year one return of premium plus 12% interest; year two return of premium plus 24% interest. The full death benefit will be paid if insured dies of an accidental death.
- For face amounts of $10,000 or more three riders are included: identity theft waiver of premium rider, hospital stay waiver of premium rider, and common carrier (plane, train bus, taxi) accidental death benefit rider.
Sample United Home Life Insurance Quotes
Please visit our top ten best final expense and burial insurance companies article for our final expense quote form for life insurance quotes on United Home Life as well as other final expense carriers.
In the following section of this United Home Life Insurance Reviews we will cover the cons to choosing United Home as your life insurance provider.
United Home is but One of Many
As is the case of every insurance carrier, United Home simply cannot serve the needs of every client. United Home is but one of many life insurance companies available. United Home Life may be the best company for your specific needs. Then again, it may not. The key is to have an alternative. That is where we come in.
We supply an alternative in this United Home Life Insurance Plan Review to open the eyes of our potential clients to the myriad of choices available. Therefore, the alternative would be to make sure you apply with an agency such as TermLife2Go that can shop around for the best final expense insurance company for you based on your unique health and lifestyle.
It may be that United Home is the best company for you. However, there might be a better option that you are unaware of. Therefore, in order to get the best company that fits your specific need give us a chance to talk with you and determine what your best choices are. It is only through the process of considering your options that you can make sure you are getting the best quotes on life insurance. Then you can make the final decision once you have all the information in front of you.
Our primary goal is to help you secure the coverage necessary so that you can get on with your life with the peace of mind knowing your family will not be left with unnecessary financial hardship due to your advanced planning.
So, what are you waiting for? Give us a call today or visit our Term Life Insurance Quotes page and see what we can do for you!
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