Trilyte or polyethylene glycol is one of those medications that literally nobody ever talks about. And the reason why is because Trilyte is simply a medication that is usually “administered” to someone “once” and then their done.
So while theoretically it is a prescribed medication that we should all be aware that we’ve taken, in most cases, Trilyte is just something that is given to us right before we have some “type” of scan or procedure done and then we forget about it.
But in the world of life insurance…
Seeing Trilyte pop up on a routine Prescription Database Check during a life insurance application, can and often will open up that proverbial “can of worms”.
Trilyte (polyethylene glycol) solution is a laxative solution used to clean the bowel before a colonoscopy, a barium x-ray, or other intestinal procedures.
So that million dollar question then becomes…
Why have you been given Trilyte?
Was it simply used to preform a routine ccolonoscopy?
Or was it used in treating some type of pre-existing medical condition which could be a cause of concern of the life insurance companies?
Now what you’re going to find is that insurance companies are going to be unwilling to move forward in the underwriting process until this question has been answered. Which means that you’ll likely going to need to answer a series of questions all designed to learn more about your current health status.
Common life insurance application questions that will be asked will include:
- Have you been diagnosed with any pre-existing medical conditions?
- Have you ever been diagnosed with cancer, diabetes, heart disease or ever suffered from a stroke?
- When was the last time you had a colonoscopy, a barium x-ray, or other intestinal procedures preformed and what was the reason for having it preformed?
- Are you currently taking any prescription medications?
- When was the last time that you had a physical?
- In the past 2 years have you ever been hospitalized or needed to visit the emergency room?
- In the next year, do you have any scheduled procedures or surgeries scheduled?
From here the insurance companies will generally have a pretty good idea about what additional information they may need, if any before they can proceed with underwriting your life insurance application.
We here at TermLife2Go will also have a pretty good idea about what “type” of life insurance policy you may or may not be eligible for as well as “which” life insurance company may be the best “fit” for you.
We here at TermLife2Go work as an independent life insurance brokerage that is able to work with dozens of different life insurance companies so that when it comes time to helping you find the best life insurance policy that you can qualify for, we don’t need to depend on just one or two different options.
Which means that whether your Trilyte prescription was used simply for a routine colonoscopy or was used to diagnose and treat a potentially serious pre-existing medical condition, we here at TermLife2Go should still have some options for you to consider.
Now will we be able to help everyone? No, there will be those that we simply won’t be able to find coverage for, but our goal here at TermLife2Go is to minimize that number as low as possible!
Who’s ready to see how much their insurance is going to cost?
If you are, just check out our Free Online Life Insurance Quotes page which will allow you to see dozens of different life quotes from dozens of different life insurance companies instantly without having to wait for a phone call or an email!
So what are you waiting for? Give us a call today and see what we can do for you!