Term life Insurance with depression, get insured within 24 hours!
So you been diagnosed with depression, which will probably mean that a non-medical, term life insurance option, will work best for you. This is because it will provide you and your family with the complete protection you are looking for’ while also avoiding any unnecessary complications that a full medical exam may uncover.
For example, having depression, really isn’t that big deal if you are working with an agent who is familiar with placing diabetic cases. After all, you’ve probably been prescribed one of the following medications: Budeprion Sr, Budeprion XL, Cymbalta, Effexor XR, Lexapro, Paxil CR, Wellbutrin XL, or Zoloft which typically does a good job at controlling symptoms associated with depression, which is the main concern that insurance companies have with applicants with depression.
So regardless of whether you are choosing a term of whole life insurance policy, insurance companies will order a prescription database check. From this report, they will see what medications that you are taking, and assume that with a steady medical history that you are a healthy individual. What you don’t want to do is give the insurance company an opportunity to uncover, through a medical exam that you also have:
So if you can secure a great term life insurance policy, locked in for the next 10,20 or 30 years with a highly rated insurance company without a medical exam, why would you choose to do anything else.
So what are you waiting for? Just give us a call or simply click on the link below for a free life insurance quote to see just what we can do for you!
For more information on the most common prescribed medications please visit our article, “Does Your Agent Think Like a Pharmacist?”
For a list of pre-existing conditions please visit our “Disease” page.