Qualifying for Life Insurance with Hypoglycemia.

Purchasing life insurance after being diagnosed hypoglycemia doesn’t have to be as tough as you think. In fact, with the right know-how, it can be pretty simple.

So today…

We’d like to give you some insight on what it will be like to apply for life insurance with hypoglycemia, and hopefully provide you with some insightful tips that might help you save a bunch of money when applying for a traditional term or whole life insurance policy.

With that said however…

Let’s first take a moment and just describe exactly what hypoglycemia which will help us understand why some life insurance companies may ask you about how it is affecting your overall health.

What is hypoglycemia?

As you may have learned in our article about Hashimoto’s disease, “hypo” means “low” and glycemia refers to the glucose (or sugar) levels of your blood. So… if you suffer from “hypoglycemia” we can assume that you suffer from low blood sugar.

Now humans need to maintain a certain amount of sugar in their blood to stay healthy and active. When it falls low it can be very dangerous.  Which is why life insurance companies are going to be interested in how “severe” your hypoglycemia is.

Symptoms of hypoglycemia.

Symptoms definitely depend on the severity. If it’s mild hypoglycemia, the person will feel shaky, light-headed, hungry, and possibly confused or uncoordinated.

If it’s severe…

The person may suffer from a seizure or fall unconscious.

If it’s mild…

Then you may not have anything to worry about as far as insurance is concerned. A random bout of hypoglycemia can happen to anyone.


If it’s happened multiple times or you know the root cause already, then there may be something to worry about which could potentially affect the outcome of your life insurance application.

You see…

Life insurance companies care about your “risk level”. Hypoglycemia in and of itself isn’t necessarily risky – especially if it is mild – but the cause behind it can be.

What if…

Your hypoglycemia is the result of diabetes? If so, then a life insurance company is probably going to care more about the fact that you have diabetes than about your hypoglycemia.

But don’t fret…

It’s still definitely possible for people with diabetes to get life insurance. You may not get a preferred rate, but if you are taking all your medication and seem to have everything under control, then there are some life insurance companies out there for you.


We can’t just recommend the “best life insurance company for hypoglycemia” or “the best life insurance company for diabetes” in a single article. Why? Because we may tell you some life insurance companies that are good for those two medical issues, but…they may not turn out to be the best life insurance company for you.


Because you are more than your hypoglycemia or diabetes. Other factors can come into the picture which matter more to certain life insurance companies. Let’s say for example, that you are diabetes and we recommend an insurance company that’s good for that. But… you are also a cancer survivor. Then, the particular life insurance company we recommended for diabetes may not be the same one we’d recommend for you now that we know you have survived cancer and are a diabetic.

What we can do…

If get to know you, and everything that a life insurance company would consider. Then, we’ll take that info and make you a customized life insurance recommendation.

The first thing we need to do is…

Consider your health. Many life insurance companies will actually ask you for some blood work and a general exam. What they want to know is:

  • Weight/height/BMI
  • Blood pressure
  • Major sicknesses/illnesses
  • Cancer (even if fully recovered)
  • Heart Rate
  • Basic Medical History
  • Prescription medications (past and present)
  • Recent surgeries (if any in the last 12 months)
  • Family Medical History

This will help a life insurance company decide if they want to underwrite a policy for you. But that’s not all they want to know.

They also will consider…

Things about your lifestyle choices. The main thing life insurance companies want to know is whether you have any “dangerous” life patterns. You may not see those things as dangerous, but a life insurance company might. Some things they’ll ask about include:

  • Driving record (DWIs are a no-no!)
  • Past felonies
  • Drug use
  • Marijuana use
  • Alcohol consumption (how regular/ alcoholism in family)
  • Sports or dangerous hobbies (even including snowboarding etc)
  • Dangerous job (such as military, police force, and even carpentry)
  • Dangerous travel (Syria, Libya, Yemen, Iraq, etc)

After we learn about all that…

We here at TermLife2Go will then compare dozens of different life insurance companies so that we can narrow down which companies may provide you with the greatest opportunity for success!  We’ll also take a look at many no exam life insurance policies which could allow to you to be completely insured in less than 24 hours!

And.. if for some reason you don’t qualify…

We can recommend some great guaranteed issue life insurance policies. You can get these with hypoglycemia or any other problems you may have. Even if you have multiple health issues and dangerous lifestyle choices – you’ll still qualify for guaranteed issue life insurance.

You need an expert because…

We know how to find the right insurance for your needs! We work with so many life insurance companies in America, and we know what they have to offer, and how they view certain illnesses and lifestyle choices. We take that knowledge and find the right one for your circumstance. It’s pretty tough to do on your own – that’s why you have to turn to someone you can trust. And TermLife2Go are the people you can trust to find you great life insurance.

So, what are you waiting for?  Give us a call today or visit our Online Life Insurance Quotes page and see what we can do for you!

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