So, you’re looking for life insurance with gastroenteritis in your medical history and you don’t know where or how to start. Good news; you’ve come to the right place. We’re here to help people with a variety of medical issues including gastroenteritis find the best life insurance policy that they can qualify for!
We accomplish this by first gaining an understanding of what you want to achieve by purchasing a life insurance policy and then pairing up that desire with an insurance company that will “best” meet your needs.
Now which company is going to best meet your needs?
Well that’s going to depend on a great many factors, the first of which is how an insurance company is going to “underwrite” your life insurance application. This is why it’s “super important” that we not only understand many of the rules and guidelines that insurance companies are going to follow as the “underwrite” your life insurance application.
It’s going to be “super important” that we also understand what types of pre-existing medical conditions you may be bringing with you when you apply for a traditional term or whole life insurance policy. So, with that being said, let’s start our discussion today by answering the question…
What is Gastroenteritis?
Gastroenteritis is a type of stomach pain that some people call “Stomach flu”. This is likely a bacterial infection somewhere in your gut.
Symptoms of Gastroenteritis.
Most of the symptoms are things often associated with an upset stomach or food poisoning.
Those symptoms include:
- Pain in the abdomen
- Dehydration (often due to diarrhea and vomiting)
- Lightheadedness (due to dehydration)
These are some of the symptoms you may experience with gastroenteritis.
Causes of Gastroenteritis.
Here are some of the main causes of gastroenteritis:
- Contaminated food or water
- Not washing hands enough/ contaminated hands from touching anything in public
- Close contact with someone who has the virus
Treatment for gastroenteritis.
Most of the time, gastroenteritis just needs to “run its course”. The dangerous thing about it is really if you have a weakened immune system. Since gastroenteritis can really “knock you out” (people can get high temps, dehydration, etc), then people with weak immune systems should watch out for complications. If you have kidney disease you should also be concerned.
We’re not medical professionals, and you should not turn to us for medical advice! We are, however, life insurance consultants…so if you’re looking for life insurance with gastroenteritis, then you have come to the right place!
Getting a preferred rate with gastroenteritis.
Is it possible? Yes, of course it is! Gastroenteritis is a discomfort, and for a few days of your life you may be pretty miserable, but for the most part, that’s about it. If you have no immune problems or kidney problems, then you may still qualify for a preferred rate with gastroenteritis in your past. In fact, you’ll also probably be eligible for a no medical exam life insurance policy as well!
Is it a sure bet?
Nothing in life is a sure bet, and that includes life insurance. While there’s a chance for you to get a great rate with gastroenteritis, there’s not a great chance you’ll get a preferred rate with any of these:
- Marijuana use
- High blood pressure
- Other medical complications
- Surgery in the last 12 months
- Genetic predisposition to certain illnesses
- Heart problems
- Cancer, even if recovered fully
These are some things that will definitely come into question when you apply for life insurance. As you can see, gastroenteritis is just the beginning…and quite honestly, so is this short list! There is A LOT to consider when getting a life insurance policy.
But don’t be worried…
It may be confusing to find a life insurance policy that fits your needs and is forgiving of the imperfections in your life insurance application…but it’s not impossible.
And for us at…
TermLife2Go, it’s pretty easy. We have a lot of experience in getting life insurance coverage for just about every scenario. Hence, no matter what kind of circumstances you have, we can find a life insurance policy that’s great for you!
It’s important to get a personalized life insurance recommendation…
That’s because even some vague similarities between two people (say, gastroenteritis and obesity) aren’t enough to be sure a single life insurance policy is right for both of them. Instead, the only way you’ll really know that you’ll be getting the best life insurance possible for your circumstance is to make sure it’s personalized and custom to your needs.
TermLife2Go can do that!
We work with dozens of great life insurance companies, and we have clients with a variety of life and medical circumstances. That’s why we can handle whatever you can throw at us! We’ll work with you to find the best life insurance out there.
We start by…
Finding out just about everything a life insurance company wants to know about you. That includes gastroenteritis, but a whole lot of other things too! We take that info and put it together with everything we know about the various policies offered by dozens of the best life insurance companies.
We care about you – and we want to get you the life insurance policy that you deserve! Your family should be protected.
So, what are you waiting for? Give us a call today or visit our Online Life Insurance Quotes page and see what we can do for you!