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Pact Review… How to Stay Motivated

PACT Mobile App Review

There are two things that just about everyone wants to do:

  • Lose weight,
  • And earn more money.

The problem is that neither of them are all that easy to do especially if you’re super busy just trying to get by!

This is why…

When we learned about the “Pact” app, we figured that we’d have to figure out a way to include it in Best Apps That Make Money article simply because it is possible to earn a few bucks using it, but more importantly, the Pact app can be the motivation that many people need to finally lose that 20 lbs they’ve been carrying around for the past decade!

So, what is Pact app?

Pact is an app that helps you turn your weight loss into cash! This app used to be called GymPact but after some serious funding from some pretty wealthy investors, GymPact, got a name change and a “facelift” and is now called the Pact app.

And we think they…

Did a pretty good job.  Which isn’t surprising after all, one of the initial investors into Pact was Charles Huang, the founder of Guitar Hero, and even if you’re not a gamer, you’re probably at least familiar with this game that became a HUGE hit just a few years ago and continues to be popular to this day.

Since then…

Pact has continued to attract investors and has recently received over 1 million dollars in investments from multiple investors which allows Pact to continue to grow and improve.

So how does the Pact app work?

Easy, first you set a goal. Then you stick with it. Members who fall by the wayside of their goals have to pay the app – and that money goes to reward those who stuck to it!

Now a word of caution…

If you’re not serious about losing weight, the Pact App is a great way to lose money, because if you don’t keep up with your goals, you will have broken your “pact” and will now have to chip in to the “pot” that goes to the winner.

So, in cases like these…

Not only do you not “make” money, you actually lose money, and you may find yourself having to seek out one of our apps that save money, just to break even!

Other features within the Pact App that can help motivate you.

The Pact app isn’t just a way to “bet” others that you’ll be successful in your weight loss challenge.  So even if you don’t “win” and meet all of your goals, the Pact App does offer a lot of features that can help you be successful even if you don’t meet all of your goals.

For example, you can track everything to do with your weight loss journey using Pact. This includes:

  • Taking/sharing photos of your meals,
  • Tracking all your trips to the gym,
  • Following and monitoring your weightloss goals,
  • Integration with devices such as Fitbit,

Can you lose money?
Yes, you can. That is, if you don’t actually stick to your goals. If you’re the one to fall by the wayside, it will be some other person losing weight and earning money!

Which means that…

If you’re simply looking for a way to “make money fast” and losing weight to become healthier isn’t your primary goal, then the Pact app probably isn’t going to be the “best” fit for you.

Now some of you may be wondering, can you cheat?

Sure, in theory you can definitely try and cheat the system, by jumping in the sauna and losing 10 lbs of water weight super fast or by uploading fake food pictures, but there are some mechanisms in place to try to keep folks honest.

For example…

People can vote on whether a photo looks legit or not. If the community says “nope” then you could be fined $5.

Plus, we know that this may sound a bit “corny”, but who are you really cheating when you do this?  Your “competition” within the Pact app or yourself?


Another good thing about Pact is that it does not reward excessive behavior or eating disorders. The app keeps you healthy, requiring at least 1200 calories to be logged per day. If you don’t, you may be fined. This is a great way to keep people from harming themselves in the name of ‘weight loss’.


Pact reports that people reach 95% of their fitness goals. For anyone who has joined a gym or set another fitness goal – and failed miserably – you know this is a huge feat if it’s true!

Now this success rate…

Could be due to the “peer” pressure factor built into competing in a weight loss “pact”, or it could also be due to the fact that people don’t want to lose a bet.  But we here at TermLife2Go think that it probably due to the fact that people probably set “better” goals for themselves when they face a possible lose if they don’t meet or achieve those goals.

For example…

If you have nothing to lose you may set a goal like…

“I’m going to lose 20 lbs this month!”

And then quickly quit once you realize that this isn’t going to happen.  Now if you know you may lose a few bucks if you don’t meet your goal, you might set more realistic goals like…

“I’m going to lose 7 lbs this month!”

Which is not only more realistic, it’s also something that you might actually do!

Potential Drawbacks to the Pact App.

The app seems to work great, but it’s worth noting that on the Google Play store there are a fair number of 1 star ratings. Now, this could be from people who, well, didn’t stick by their plan and then lost money. After all, being successful with the Pact App is going to take a lot of hard work, it’s not some type of passive income idea where all you have to do is sit back and collect money every time you pass Go!

People may also be complaining about the Pact app…

For some other reason. For example, we found that some people also complained the app crashes or that there are problems with Fitbit integration. We haven’t had either issue, but that is something others have said they have faced.


Because our primary goal here at TermLife2Go is to help folk secure a better financial future for their loved ones, we’re always hesitant to recommend any program or app that could end up costing our client’s money.

Which is why…

We’ll usually only recommend the Pact App to clients who find themselves unable to qualify for a Preferred Plus rate class on their life insurance policy because they weight 5 lbs too much.  In cases like these, we’ll often point out that if they lose 5 lbs, they could save a few bucks each and every month on their life insurance policy.

And if they…

Plan on keeping this life insurance policy for the next 20 to 30 years, well… then saving a few bucks could really add up over the years (Interested in knowing what it would cost, just click here Term Life Insurance Quotes).


While it is “theoretically” true that you wouldn’t benefit “health” wise by losing a few pounds, for the vast majority of Americans, it’s pretty safe to say that most of us could benefit by losing 5 or 10 pounds, right?

That said…

However, we should point out that we here at TermLife2Go do not benefit either way if you choose to use the Pact app or not.  We have no relationship with the Pact app and we are not compensated by the Pact app by reviewing them in this article.


We’re not financial experts, and we’re not doctors.  So, if you choose to use the Pact app, be sure not to “wager” any amount that you’re not comfortable losing and be sure to consult your doctor prior to beginning any “weight loss” program.

All we are is…

A bunch of life insurance agents who, just happen to be really good at helping folks qualify for life insurance and feel that the Pact app seems like a pretty interesting way to help motivate some folks to stay on track!

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