Lyrica (pregabalin) is one of those medications that’s definitely going to interest an insurance underwriter when her or she sees it “pop” up on your prescription database check.
What’s a prescription database check?
A prescription database check is one of the routine reports most life insurance companies will used to help determine the “heath” status on an applicant.
When a prescription medication like Lyrica “pops” up on a prescription database check it’s going to initiate some additional questioning simply because Lyrica is one of those “types” of prescription medications that can be used to treat a wide variety of conditions.
Lyrica (pregabalin) is an anti-epileptic drug that is used to control seizures, treat fibromyalgia and also treat pain caused by nerve damage in people with diabetes, herpes zosters or neuropathic pain associated with a spinal cord injury.
So whatcha got?
As you can see, Lyrica can be used to treat a wide variety of conditions ranging from the very mild ones such as treating herpes zosters to more complicated conditions such as treating fibromyalgia or seizures.
This is why you’ll generally find that insurance companies are going to need to ask more questions about your Lyrica use in an effort to better understand the severity of the condition being treated prior to being able to extend an offer of coverage.
Questions the insurance companies will typically use will include:
- Why were your originally prescribed Lyrica?
- At what age where you when you were first prescribed Lyrica?
- How long have you been taking Lyrica?
- Are you using any other prescription pain medications other than Lyrica?
- Have you ever been hospitalized for the condition that your using your Lyrica to treat?
- Are you currently working now?
- In the past 12 months have you applied for or received any form of disability benefits?
From there depending on the condition that your treating, it’s quite likely that you then be asked a series of questions that would focus more specifically how your treatment is going.
For example, those who are using Lyrica to treat their diabetes will likely be asked:
- What is your current height and weight and have you experienced any sudden weight gain or loss over the past 12 months?
- Have you, in the past 12 months, used any tobacco or nicotine products?
- Do you check your blood sugar daily and if so, what’s a typically average score?
- When was the last time you had an A1C test, and what was that value?
- What other prescription medications are you using to maintain your blood sugar levels?
- How long have you been using those medications? And have those medications changed over the past 12 months?
As you can see, each case is going to be a little different. This is why we’ve actually written separate articles on some of the more common cases that we’ll typically encounter which can be found by clicking on any one of the links below:
The good news is that…
We here at TermLife2Go have a ton of experience helping those who are currently using Lyrica to treat any one of these conditions. We’ve also worked very hard to establish relationships with dozens of the top life insurance companies so that when we’re presented with a more “challenging” case, we’re going to have plenty of options to choose from in an effort to find you the best possible life insurance policy out there!
So what are you waiting for? Give us a call today and see what we can do for you!
Now before we let you go…
Let us be the first to acknowledge that in the article we haven’t really talked about what it’s going to cost you to purchase your life insurance! And this is mainly because we have no idea what it’s going to cost until we learn a little bit more about you.
However, if you would like to get a “rough” idea about what your insurance might cost, feel free to check out our Life Insurance Quotes page where you can pull up actual quotes instantly simply by selecting what “rate” class you feel you might be able to qualify for.