Great Life Insurance Tips for Lisinopril Users!

life insurance while taking lisinopril

You may also want to read our articles covering the best life insurance available and the best no medical exam life insurance available.

Whenever we get a call from someone who is currently using Lisinopril to treat their elevated blood pressure (hypertension), we generally being to ask if the client has been diagnosed with any type of heart disease or if they’ve ever suffered from a heart attack.

You see…

Lisinopril is a prescription medication that is categorized as an ACE inhibitor that is used to treat high blood pressure (hypertension) AND congestive heart failure.  Lisinopril has also been show to import the survival rate after they have suffered from a heart attack.

So whatcha got?

If you’re simply using your Lisinopril to lower your blood pressure, without any history of heart disease, you could potentially qualify for a preferred or preferred plus rate.

Provided that…

You’ve been using your Lisinopril for at least 6 months and that it’s been effective in lowing your blood pressure to healthy levels.

Now if you’ve been diagnosed with heart disease…

Or you’ve experienced a heart attack, the severity of diagnosis and your current heath condition will need to be determined prior to understanding what type of life insurance policy you’ll be eligible for and at what rate.

Common questions you’ll likely be asked to determine your current cardiac heath will include:

  • How old are you?
  • What is your currently height and weight?
  • In the past 12 months have you used any type of tobacco or nicotine products?
  • What condition have you been diagnosed with?
  • Have you suffered from a heart attack? If so how long ago did it occur?
  • In the past 12 months have you been hospitalized due to your pre-existing condition?
  • How often do you see your primary care physician?
  • Was your Lisinopril prescribed to you by your primary care physician or by a cardiologist?
  • Have you had a recent EKG? And if so, what were the results?
  • Have you had a recent cardiac stress test? And if so, what were the results?
  • Are you taking any additional prescription medications in addition to Lisinopril?
  • Has any of your immediate family also suffered from heart disease, heart attack or stroke?
  • Are you currently working now?
  • In the past 12 months have you applied for or received any form of disability benefits?

From there, the insurance companies will generally have enough information to determine if they will need to order medical records from your doctors in order to make a decision on whether or not to move forward with your life insurance application.

We here at TermLife2Go…

Will also have a pretty good idea about what types of life insurance policies you’ll likely qualify for as well.  Additionally, depending on the amount of coverage that you’re looking for, we might also be able to suggest some alternative life insurance products that won’t require one to answer any health questions or submit to a medical exam if it looks like your application would be denied by such “types” of policies.

You see…

Here at TermLife2Go we work with dozens of different life insurance companies which together off 100’s of different life insurance products so whether your supper healthy or you’re working to get that way, we’ll do our very best to help you find that life insurance coverage that you and your family are looking for.

So what are you waiting for?  Give us a call today and see what we can do for you!

Now for those who are ready….

To look at some actual numbers, we would recommend that you take a look at our Life Insurance Quotes page which will give you access to term and whole life insurance quotes from dozens of different life insurance companies.  It will also allow you to only look at those companies that won’t require you to take a medical exam to qualify!

And since we still have your attention…

It’s fair to say that most people who decide to purchase a life insurance policy do so that they can protect their loved one’s financial future in the event of their death.

But what happens if you get sick but don’t die?

Is your family’s financial future still protected?  Probably not.  Which is why we would encourage you to also take a look at the following articles which will discuss some other “types” of life insurance policies that can not only protect your family’s financial future, they could also significantly help our your own as well.