We’ve said it before and we’ll say it again, when it comes time to helping out a new client, it’s often way easier to get a great life insurance rate for someone that has already been diagnosed with high cholesterol and is using Lipitor than trying to find coverage for someone who says their perfectly heathy!
Why you ask?
That’s easy, the folks that have already been prescribed Lipitor in general are much more likely to:
- Have regular medical checkups.
- Be aware of their actual medical condition.
- And much less likely to have any “surprises” pop up during the life insurance medical exam.
As opposed to…
The client that calls in who states their perfectly heathy despite the fact that it’s been nearly 10 years since they last saw their doctors. These are the clients that will often times be diagnosed with:
- High blood pressure.
- High cholesterol.
- And/or elevated blood sugar levels.
During the life insurance application process which could then lead to much higher rates than initially quoted or even to a postponement or denied application!
This is why we’ll often recommend that those who haven’t seen a doctor in several years, first apply for a no medical exam life insurance option first, this way we can avoid uncovering any surprises during the application process… See video:
Lipitor (atorvastatin) is in a group of drugs called HMG CaA reductase inhibitors, or “statins” which reduce levels of “bad” (low-density lipoprotein or LDL) and triglycerides in the blood, while increasing the levels of “good” (high-density lipoprotein, or HDL) cholesterol.
Lipitor is also used to lower the risk of stroke, heart attack and other complications in people with diabetes, coronary heart disease or other risk factors.
Now it should be noted that…
Because Lipitor can also be used to lower the risk of stroke, heart attack and other complications in people with diabetes, coronary heart disease or other risk factors, determining why you’ve been prescribed Lipitor will pay a major factor in determining the overall outcome of your life insurance application.
So whatcha got?
Were your prescribed Lipitor simply to lower your cholesterol levels?
Or where you prescribed Lipitor after you were diagnosed with diabetes, or some type of heart condition?
Regardless of why you were prescribed Lipitor…
One thing remains the same, when shopping for life insurance, it’s always best to do a little comparison shopping.
This is why we here at TermLife2Go have chosen to remain an independent life insurance brokerage that is able to work with dozens of highly rated life insurance companies.
This is also why…
You’ll see that when you request a quote for life insurance from TermLife2Go, you’re not just going to get quotes from one or two different companies, we’ll actually provide you with dozens of options to choose from so that at the end of the day when YOU DECIDE which insurance company you want to work with, you’ll know that you’re making the right decision for you and your family.
So what are you waiting for?
Whether you looking for just enough life insurance coverage to pay for your final expenses or your looking for a 10 million dollar life insurance policy to finance a business, we here at TermLife2Go have the experience and expertise to help you find what you’re looking for.
So give us a call at and see what we can do for you!
Lastly, for those who would like to get an idea about how much their life insurance might cost before speaking with an agent, we would recommend that they check out our Whole Life Insurance Rates page when you have a few moments to spare.
And since we still have your attention…
It’s fair to say that most people who decide to purchase a life insurance policy do so that they can protect their loved one’s financial future in the event of their death.
But what happens if you get sick but don’t die?
Is your family’s financial future still protected? Probably not. Which is why we would encourage you to also take a look at the following articles which will discuss some other “types” of life insurance policies that can not only protect your family’s financial future, they could also significantly help our your own as well.