Klor- Con is one of those unusual medications because it’s used to treat those who have a low blood potassium levels known as hypokalemia which can be caused by a variety of medical conditions as well as simply having a poor diet.
So whatcha got?
Are you someone who simply has an aversion to bananas? Or are you suffering from a medical condition that has simply prevented your body from being able to get the proper amount of potassium that it needs naturally?
Conditions such as:
- Excessive vomiting or diarrhea.
- Adrenal gland disorders such as Cushing syndrome.
- Excessive use of diuretics.
Deficiency of Potassium could lead to:
Now while a mild case of hypokalemia, may go undetected, larger more severe cases could lead to muscle weakness, cramping, twitches and even paralysis. Abnormal heart rhythms may also develop over time.
So as you can see…
While at first hypokalemia may seem like a relatively minor condition, insurance companies are definitely going to want to know the root cause of why your body isn’t getting enough potassium and then make a decision from there.
Questions you’ll likely encounter due to your hypokalemia:
- Has the root cause of your hypokalemia been determined?
- Is the root cause of your hypokalemia one that is likely to return or remain a chronic issue?
- When were your first diagnosed with hypokalemia?
- How has your prescription Klor-Con improved your condition?
- How long have you been using Klor-Con?
- How long do you anticipate needing to use Klor-Con?
- In the past 12 months have you been hospitalized overnight?
- Are you currently working now?
- In the past 12 months have you applied for or received any form of disability benefits?
From there, the insurance companies should begin to get a pretty accurate picture about the root cause of your hypokalemia and be able to determine if they can simply begin the underwriting process with the information in hand or whether or not they’ll need to actually go ahead and order medical records from your primary care physician.
If your hypokalemia is simply due to a short term medical condition that has been resolved, it’s quite possible that you may actually be able to qualify for one of the many new “no medical exam” term and whole life insurance options since the underlying cause is not a significant medical concern.
One benefit that those who can qualify for a “no medical exam” term or whole life insurance option will receive is that speed at which they can be approved. This is particularly beneficial for those who currently don’t have any life insurance in place because with a “no medical exam” life insurance option, the underwriting timeline moves from having to wait 2-6 weeks to simply having to wait a few minutes in some cases!
And this is just one…
Of the many benefits that you’ll receive by working with us here at TermLife2Go. You see here at TermLife2Go we have chosen to remain an independent life insurance brokerage that is able to work with dozens of different life insurance companies so that we’re looking to help you find the best possible life insurance policy out there, at the end of the day, here at TermLife2Go, you’re going to have dozens of options to choose from!
So what are you waiting for? Give us a call today and see what we can do for you!
Ok so who’s ready…
To check out what it’s actually going to cost to purchase your life insurance policy? We’ll if you’re ready, we would advise you to check out our Free Life Insurance quotes page which will allow you to simultaneously compare dozens of different life insurance quotes by dozens of top rated companies!