There are many ways to maximize your estate. One of the most worry free ways to leverage your money and provide for your estate when you die is through paid up whole life insurance. With our focus on comparing the best life insurance companies available for each unique client, we can help direct you to […] Continue Reading
Types of Life Insurance policies
Term vs Whole Life Insurance Comparison Calculators Let the Battle Begin! var sa_interval = 10000;function saLoadScript(src) { var js = window.document.createElement('script'); js.src = src; js.type = 'text/javascript'; document.getElementsByTagName("head")[0].appendChild(js); } if (typeof(shopper_first) == 'undefined') saLoadScript('//www.shopperapproved.com/widgets/testimonial/3.0/22669.js'); shopper_first = true; Term Life vs Whole Life Introduction There is a lot of misinformation out there when it comes […] Continue Reading
“Is life insurance worth it?” Yes, life insurance is worth it. And we will spend the next ten minutes or so that it takes you to read this post on why. In a previous post we addressed the advantages and disadvantages of life insurance. You might also want to check that article out, as it […] Continue Reading
Return of Premium Life Insurance When choosing a life insurance policy there is one huge decision that affects everything thereafter – term life or permanent life insurance? Of course, there are benefits and drawbacks to each type of coverage. However, the biggest drawback when it comes to term life insurance is that it ends and […] Continue Reading
What is Critical Illness Insurance? Critical illness insurance definition: a type of health insurance policy that pays out a lump sum cash benefit payment for a qualifying condition, such as cancer, paralysis, heart disease and stroke. Therefore, when we refer to the term ‘critical illness insurance’, it’s going to describe the basic notion of paying […] Continue Reading
Over the years, consumers have been faced with the difficult decision of cheaper term life insurance that’s likely to expire before you pass away or higher initial premium whole life insurance that lasts until you die. One potential life insurance policy solution, modified whole life insurance, provides lower initial premiums for a set period of […] Continue Reading
Indexed Universal Life Definition: a permanent life insurance policy that offers death benefit protection and cash value growth. Interest is credited to your policy via a declared fixed rate or based on a formula that tracks the movement of a selected stock market index over a particular time frame, known as a segment. There are […] Continue Reading
Permanent life insurance, also known as cash value life insurance, is a valuable tool in anyone’s investment toolbox. In the following article we will define what permanent life insurance is, introduce you to the different types of policies available, and discuss the pros and cons of permanent life insurance. Permanent Life Insurance Defined Permanent life […] Continue Reading
In the following article, in addition to explaining its main features and benefits of annual renewable term (ART), including why you may want to consider it, we will also explore the pros and cons of choosing annual renewable term, or ART insurance, and show a cost comparison with level term insurance. Annual Renewable Term Definition […] Continue Reading
Top 10 Best Guaranteed Universal Life Insurance Companies Guaranteed universal life insurance definition: a type of permanent life insurance that offers a guaranteed no lapse rider guaranteeing the policy remains in force even if the cash value drops to zero. Upon the death of the insured, the lump sum death benefit is paid income tax […] Continue Reading
