Category Archives: life insurance riders

Accelerated Death Benefit (ADB) Rider for Terminal Illness

life insurance accelerated death benefit rider

What is an accelerated death benefit (ADB)? An accelerated death benefit (ADB) is a rider attached to a life insurance policy that allows the owner of the policy to receive a lump sum cash advance on a portion (25-95%) of the death benefit if the insured is diagnosed with a terminal illness. Depending on the […]

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Best Return of Premium Life Insurance [Top Tips and Alternatives]

ROP Life Insurance rider

Return of Premium Life Insurance When choosing a life insurance policy there is one huge decision that affects everything thereafter – term life or permanent life insurance? Of course, there are benefits and drawbacks to each type of coverage. However, the biggest drawback when it comes to term life insurance is that it ends and […]

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