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Life Insurance 101

insurable interest life insurance policy requirement

We put a picture of a large family as our featured image to emphasize the concept of insurable interest in the context of life insurance. If we look at this family, what would happen if either parent were to die? Maybe they both work or perhaps one parent stays at home to take care of […] Continue Reading

MIB Medical Information Bureau

MIB Medical Information Bureau

Whether you choose to go the traditional paramedical exam route or choose simplified issue life insurance or accelerated underwriting, most carriers are going to do a background check, which includes looking at the Medical Information Bureau, or MIB. What is the MIB (Medical Information Bureau)? Owned by the members, the MIB Group (Medical Information Bureau) […] Continue Reading

Life Insurance Rates and Family Health History

Did you know that various life insurance companies have unique health niches that benefit clients that fall under specific health criteria? Life insurance is not a one size fits all industry. Just because one company offers you the best online quote does not mean it is going to offer you the best life insurance rates. […] Continue Reading

how long is the life insurance approval process

How long the life insurance approval process takes depends on several factors. At TermLife2Go, we work with the Top Life Insurance Companies and the Top No Medical Exam Companies. Your life insurance approval time is directly correlated to the company and policy you choose. Therefore, knowing which company is best suited for your needs is […] Continue Reading

How do Companies Determine Life Insurance Health Rate Categories?

Most people searching for how life insurance companies determine health ratings are doing so for a specific purpose: to determine if they can qualify for the best rate class. Now while there is no fool proof way to guarantee the top rate, you can up your chances by making sure you have options. At TermLife2Go, […] Continue Reading

Top 10 Mistakes When Buying Life Insurance

Choosing the right company from among the thousands of life insurance companies in the United States can be daunting. This is particularly true for those considered high risk life insurance or that have pre-existing medical conditions. At TermLife2Go, we help our clients navigate to the right company at the right price based on each clients […] Continue Reading

choosing a beneficiary for life insurance

Most people don’t put much thought into choosing a beneficiary for life insurance. Unfortunately, this can create a major problem for your heirs. As a result, TermLife2Go put together this article to help our clients choose the best beneficiary for receiving his or her life insurance proceeds. Choosing a beneficiary for life insurance In most […] Continue Reading

How do life insurance agents get paid?

Do you find yourself wondering what is in it for your life insurance agent? Often clients will ask how their life insurance agent gets paid. Many times what they are really asking is, are you taking a cut of the deal or are you charging me hidden fees? The reality is, agents are paid from […] Continue Reading

Postponed Life Insurance

My life insurance application has been postponed?  What does that mean? It’s important to understand that every life insurance application will ultimately have one of 3 outcomes: You’ll be approved. You’ll be declined. Or you may receive a postponement. Now we all know what it means to be approved for life insurance, so there’s really […] Continue Reading

How much does life insurance cost?

How much does life insurance cost?

There are many factors that go into determining how much life insurance costs. And the answer will change for each individual and how he or she fills the various niches provided by insurance carriers. At TermLife2Go, we focus on placing our clients with the best life insurance companies and best no medical exam companies in […] Continue Reading

TermLife2Go Mission

To empower our customers through knowledge and expertise so our clients secure the best and most appropriate insurance coverage available providing peace of mind to our clients and their loved ones.

About TermLife2Go

Our licensed professionals have over two decades worth of experience and will help you choose the best life insurance company for the lowest price based on your specific needs and lifestyle. Find out more about us here.