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Baltimore Life Insurance Company Reviews

Baltimore Life Insurance Company Reviews

The following Baltimore Life Insurance Company review was written with one primary purpose in mind—to help our clients find the best life insurance company, based on each client’s unique health and lifestyle. Is Baltimore Life the best choice for you?

Review of Baltimore Life Insurance Company

If you are looking for Baltimore Life Insurance Company Reviews, you are in the right place! Baltimore Life is a top rated life insurance company and currently in our top ten best final expense insurance companies list and an honorable mention for our Senior Life Insurance Companies list.

Baltimore Life Insurance Company Reviews

About Baltimore Life

Baltimore Life was established in 1882 under the name The Baltimore Mutual Aid Society of Baltimore City. The Company’s products are available in 49 states and the District of Colombia.

Baltimore Life Insurance Company’s Ratings

Any good review of Baltimore Life Insurance Company will need to address the company’s strong rating. A.M. Best, the flagship rating agency, gives Baltimore Life a B++, good rating.

Pros of Baltimore Life

In the following section of this Baltimore Life Insurance Company review we will cover the pros to choosing Baltimore Life as your life insurance provider.

Products Offered by Baltimore Life Insurance Company

Baltimore Life offers many different types of life insurance. However, this review of Baltimore Life will focus on the Company’s final expense insurance.

Silver Guard Simplified Issue Senior Life Insurance
  • Silver Guard I: Guaranteed Level Death Benefit
    • Life Pay: Level premium payments over the life of the policy
    • Builds Cash Value
    • 10 Pay: 10 year payment plan—policy is guaranteed paid up for life after the ten years
  • Silver Guard II & Silver Guard III: Guaranteed Graded Death Benefit
    • 100% if death is due to accident from day 1
    • 25% of policy face amount if death in year 1 of coverage
    • 50% of policy face amount if death in year 2 of coverage
    • 100% in year three and on
    • Level Premium
    • Cash Value accumulation

Sample Baltimore Life Insurance Silver Guard II Quotes

Quotes are based on a 55 year old male



Quotes are based on a 55 year old female



Cons of Baltimore Life

In this section of our Baltimore Life Insurance Company review we will cover the cons to choosing Baltimore Life as your life insurance provider.

Baltimore Life is but One of Many

As with any carrier, Baltimore Life simply cannot meet the need of every client. When you apply for life insurance with Baltimore Life Insurance Company, you are choosing to go with one company. However, each consumer looking for life insurance is better served by choosing among the bet options available and not focusing on only one company. That is where we come in.


We at TermLife2Go have a recommendation for anyone considering a life insurance policy from Baltimore Life. Give us a call and allow us to spend some time with you to help determine if Baltimore Life is the best company with the best price for your specific life insurance needs. If the Company happens to be the best fit for you then great. However, with dozens of top rated life insurance companies to choose from, you might save thousands of dollars over the term of your insurance policy by going with another life insurance provider.


We do not favor one life insurance company over another. Instead, we find out what you need and then we recommend the lowest priced, best life insurance company to meet your specific need. Therefore, if price matters to you, give us a chance to earn your business. We are here to serve you!

For a free life insurance consultation and for free quotes from Baltimore Life and dozens of other life insurance companies, please call us or click on the free Baltimore Life Insurance quotes link today!

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