We Asked 500 People, “Do You Lie to Your Doctor?”

Our findings, correlations, and fun facts. Doctor-patient confidentiality laws: we all know they exist, and they carry steep penalties if broken. But even with confidentiality laws protecting them, many patients still feel the need to keep things from their doctors—or lie to them outright. We surveyed 500 people to find out if they’ve ever lied [...] Continue Reading

Fabric Life Insurance Review

Fabric is an online one-stop-shop for busy people who want term life insurance and accidental death insurance or want to create a will in minutes. 4.8/5 (Star Rating) Products Term No exam (possibly) Free will creation Get a Quote Fabric is a new life insurance agency that’s part of a growing trend: online companies that [...] Continue Reading

What is Whole Life Insurance?

Whole life insurance is a life insurance policy that covers an insured individual when they die—whether at age 18 or 98. Whole life insurance typically comes with two components: a life insurance component and an investment component that gains value over time (called a cash value). We’ll get into more detail on that later. What’s [...] Continue Reading

What is Term Life Insurance?

Here’s the quick answer: Term life insurance is an insurance policy that gives your family—or any other beneficiary—money if you die within a specified timeframe (known as a term). Term life policies are typically the least expensive, least complicated type of life insurance you can buy, making them an easy way to protect your loved [...] Continue Reading

Colonial Penn Life Insurance Review 2020

Popular for final expense insurance sponsored by Alex Trebek, Colonial Penn offers non-level term and whole life policies too. 2.8/5 (Star Rating) Products Term Whole Guaranteed Life Get a Quote Colonial Penn was started by one of the cofounders of AARP to bring coverage to a previously unthought-of group: those over 65. Fittingly, the Colonial [...] Continue Reading

Is Life Insurance Taxable?

Most often, no. Your beneficiaries would receive the death benefit of a life insurance policy tax free. However, this isn’t always the case. If you won a $1 million lump sum playing Powerball, Uncle Sam would immediately take $240,000 in taxes, and may even ask for up to $130,000 more come April. After the federal [...] Continue Reading

5 Best Term Life Insurance Companies

We took a deep dive into the top life insurance companies to find the best term policies—here’s who we’ve rated the highest. You can’t throw a rock without hitting an agent who sells a million brands of term life insurance. And while the abundance of options can be nice, it can also get overwhelming—real quick. [...] Continue Reading

Bestow Life Insurance Review 2020

Bestow makes life insurance as painless as possible through both no medical exam policies and a lightning-fast approval process. A+ AM Best Rating Products 2-year term life 10-year term 20-year term Get a Quote Bestow is unlike any life insurance company we’ve seen. Founded in 2017, it has shaken up the life insurance landscape by [...] Continue Reading

Term Life vs. Whole Life Insurance Definition

While there are many types of life insurance policies to choose from, two categories you’ll see frequently are term and whole. Term life insurance applies for a set window of time (like 10, 20, or 30 years). Once this window is up, the policy typically ends. Whole life insurance is around for, well, your whole [...] Continue Reading

Safe crossing: Top 10 Safest Cities for Pedestrians

In the era of the car, where everyone competes for the closest parking spots to avoid a longer trek, where people hop in their SUV and drive half a mile to the store, a new movement is starting—people are learning how to walk. Many Americans are trading their commute on wheels for treading on foot [...] Continue Reading