American Memorial Life Insurance Review and Rating 2020

Assurant Solutions is an insurance company operating in North America. Just like American Memorial Life Insurance, they have a well-developed pre-need division. This means that they help people with minimal life insurance needs to take care of their final expenses such as funeral, burial, or cremation fees. This helps individuals to assure they do not cause their family any financial burdens after their demise.

Assurant Solutions is a great company which really values its customers. We appreciate their dedication to customer service and caring about their customers. Their core values are a driving force in the way they do business.

American Memorial has been given an A- Rating by AM Best Rating, in 2019 which is the best insurance rating agency around. AM Best Rating thoroughly assesses a life insurance company before granting it a rating. The fact that Assurant Solutions has such a good rating means that it is a reliable life insurance company, and likely reflects the quality of American Memorial Life Insurance as well.

In deciding which company is the right choice it comes down to what you are looking for in a senior life insurance policy. As mentioned before, American Memorial Life Insurance is a great company which can really help you out if your primary concern is making sure that your last expenses are taken care of.

However, if you're looking for a life insurance policy that offers more coverage, then American Memorial Life Insurance may not be the best fit for you. American Memorial Life Insurance offers what we might call a “bare bones” policy—just enough money for the funeral and other final expenses and nothing more. Check out our life insurance calculator to see just how much coverage you need.

• Whole life insurance covering final expenses.
• The policy generates cash value.
• Must answer a few health questions in order to qualify.
• Once coverage is approved the policy is in force.
• Robust height and weight chart.
• Smoker and non smoker ratings.

You should check out our whole life insurance comparison page to get an idea of what you would pay for a whole life policy from a top rated carrier.

If you are looking for a life insurance company that offers things like:

• Supplementary Income for your loved ones
• College support for grandchildren

Then you will need a policy that will offer your family more financial support after you pass away. In this case, you will need a term life, universal life, or other type of life insurance policy, which is not offered by American Memorial.

Finding a life insurance company and policy is easy, but knowing which one works in your best interest can be confusing. The best way to know what kind of life insurance policy will work for you and your loved ones, is to ask an expert.

The problem is, most experts have a vested interest in promoting specific products—which means they aren’t really working for your best interest.